问题 单项选择题

以下关于名义利率和实际利率的说法正确的是( )

A.名义利率和实际利率都采用复利法计息
B.名义利率和实际利率都采用单利法计息
C.名义利率采用复利法计息,实际利率用单利法计息
D.名义利率采用单利法计息,实际利率用复利法计息

答案

参考答案:D

解析: 所谓名义利率r是指计息周期利率i乘以1年内的计息周期数m所得的年利率,即:r=i·m。
很显然,计算名义利率时忽略了前面各期利息再生的因素,这与单利的计算相同。若用计息周期利率来计算年有效利率,并将年内的利息再生因素考虑进去,这时所得的年利率称为年有效利率(又称年实际利率)。由此可见,有效利率和名义利率的关系实质上与复利和单利的关系一样。

单项选择题

When Dave was eighteen, he bought a secondhand car for 200 so that he could travel to and from work more (1) than by bus. It worked quite well for a few years, but then it got so old, and it was costing him (2) much in repairs that he decided that he had better (3) it.

He asked among his friends to see if anyone was particularly (4) to buy a cheap car, but they all knew that it was falling to pieces, so (5) of them had any desire to buy it. Dave’s friend Sam saw that he was (6) when they met one evening, and said, "What’s (7) , Dave"

Dave told him, and Sam answered, "Well, what about advertising it in the paper You may (8) more for it that way than the cost of the advertisement!" Thinking that Sam’s (9) was sensible, he put an advertisement in an evening paper, which read "For sale: small car, (10) very little petrol, only two owners. Bargain at 50. " For two days after the advertisement first appeared, there was no (11) . But then on Saturday evening he had an enquiry. A man rang up and said he would like to (12) him about the car. "All right, " Dave said, feeling happy. He asked the man whether ten o’clock the next morning would be (13) or not. "Fine, " the man said, "and I’ll (14) my wife. We intend to go for a ride in it to (15) it. "

The next morning, at a quarter to ten, Dave parked the car in the square outside his front door, (16) to wait there for the people who had (17) his advertisement. Even Dave had to (18) that the car really looked like a wreck. Then, soon after he had got the car as clean (19) it could be, a police car stopped just behind him and a policeman got out. He looked at Dave’s car and then said, "Have you reported this (20) to us yet, sir\

8().

A.learn 

B.miss 

C.get 

D.find

单项选择题