下列关于委付和代位求偿权关系的提法中错误的是：
A．委付适用于全损或部分损失，而代位适用于推定全损
B．委付转让的是保险标的所有权及其他相关的权利义务，而代位是向第三者追偿的权利
C．委付与代位求偿都适用于海上货物运输保险
D．委付是保险人取得保险标的的所有权后，向被保险人支付保险赔款，而代位是以保险人向被保险人支付赔偿为前提
参考答案：A
解析：委付发生在保险标的出现推定全损的情况下，当保险标钓出现推定全损时，被保险人可以选择按部分损失向保险人求偿或按全部损失求偿。当被保险人选择后者时，则由被保险人将保险标的权利转让给保险人，而由保险人赔付全部的保险金额。此称之为委付。 代位求偿权是指如果保险标的的损失是由第三者的疏忽或故意造成的，在保险人依保险合同向被保险人支付了约定的赔偿后，即取得了由被保险人转让的对第三者的损害赔偿请求权，此称之为代位求偿权。 由此可知B、C、D项中的说法都是正确的，故只有A项为正确答案。
| Dad just didn’t know how to show love. It was Mom who held the family together. Once when I stole a candy of a shop, he made me take it 1 . But it was Mom who understood I was just a kid. I broke my leg one day on the playground and it was Mom who held me in her arms all the way to the 2 . Dad pulled the car right up to the door of the emergency（急诊）room. At my birthday parties. Dad seemed to be 3 blowing up balloons, setting up tables and taking photos all the time. It was Mom who brought the 4 with the candles on it for me to blow out. I remembered when Mom told Dad to teach me 5 to ride a bike, I told him not to let go, but he said it was 6 . I fell and Mom ran to pick me up, but he waved her off. I was so mad and I showed him. I got right back on that bike and rode it 7 . He didn’t even feel embarrassed（尴尬）, just smiled. When I went to college, Mom did all the writing. He just sent bills and a little note about how great his lawn（草坪）looked now 8 I wasn’t playing football on it. Whenever I called home, he acted like he wanted to talk, but he always said, “I’ll 9 your mother.” All my life, he said. “Where are you going? What time are you coming home? No, you can’t go.” Dad just doesn’t know how to show love. Is it possible he showed it and I didn’t 10 it? | ||||
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