抵押是担保的一种方式，根据《物权法》，下列说法正确的是( )。
A．债权人不占有债务人或第三人用于抵押的财产
B．债权人任何时候都无权就抵押财产优先受偿
C．抵押需将财产移交给债权人，一旦债务人不能履行到期债务，可直接用于清偿
D．抵押财产的使用权归债权人所有
参考答案：A
解析： 抵押是指债务人或第三人不转移对可抵押财产的占有，将该财产作为债权的担保。债务人不履行到期债务时，债权人有权依法以该财产折价或以拍卖、变卖该财产的价款优先受偿。抵押财产的使用权仍归债务人所有。
| 阅读理解 | ||||||
| Since a training course opened in November, 2008 at the Science Palace in Harbin, children have made more than 16 small inventions. Here are three of them. | ||||||
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| 1. The training course opened in _______ at the Science Palace in Harbin. | ||||||
| A. January, 2008 B. November, 2008 C. January, 2009 D. November, 2009 | ||||||
| 2. The word “demonstrated” in the passage means "_______". | ||||||
| A. showed B. drew C. sold D. imagined | ||||||
| 3. The third boy invented something that could help people ______. | ||||||
| A. see words clearly B. wake up every morning C. cut apples into pieces D. write something with a reading glass | ||||||
| 4. The reading above is mainly about ______. | ||||||
| A. students'school life B. the training course in Harbin C. the Science Palace in Harbin D. several new inventions by children | ||||||
| 5. What can we learn from the reading above? | ||||||
| A. The three boys all come from Heilongjiang. B. The three inventions were all demonstrated on the same day. C. The invention of the musical alarm clock was the best of the three. D. Ther  e have been only three inventions since the training course opened. |
