问题 选择题

银行信用卡之所以是目前最有效的支付手段,是因为对持有者来说,它具有以下优点

A.可以任意透支

B.集存款、取款、消费、信贷、结算、查询于一体,安全方便

C.可以到任何地点进行消费使用

D.不需要任何条件可以随意申领

答案

答案:B

题目分析:信用卡具有消费、转帐结算、存取现金、信用贷款等部分或全部功能的电子支付卡。是经济往来结算中使用的信用工具,持卡人可以在发卡银行指定的消费场所购物和消费,持卡人可以在指定的营业机构存取现金和转账。信用卡的作用:信用卡作为转账结算的一种信用工具,集存款、取款、消费、结算、查询为一体。减少了现金的使用及不便,简化了收款手续,节省了交易费用,方便购物消费,增强消费安全,为持卡人带来极大便利。故本题选B项。信用卡无处不在,无时不有夸大了信用卡的作用。信用卡不可以无限透支,银行信用卡可以在银行指定的额度内透支。故ACD项错误。

点评:本题是信用卡知识的考查,难易适中。本题易错选D。申领信用卡有严格的限制。

单项选择题
单项选择题

阅读下列短文:从每题所给的A、B、C、D四个选项中,选出最佳选项,将正确的选项涂在答题卡上。

C

California Condor’s Shocking Recovery

California condors are North America’s largest birds, with wind-length of up to 3 meters. In the 1980s, electrical lines an d lead poisoning(铅中毒) nearly drove them to dying out. Now, electric shock training and medical treatment are helping to rescue these big birds.

In the late 1980s, the last few condors were taken from the wild, and there are now more than 150 flying over California and nearby Arizona, Utah and Baja in Mexico.

Electrical lines have been killing them off. “As they go in to rest for the night, they just don’t see the power lines,” says Bruce Rideout of San Diego Zoo. Their wings can bridge the gap between lines, resulting in electrocution(电死) if they touch two lines at once.

So scientists have come up with a shocking idea. Tall poles, placed in large training areas, teach the birds to stay clear of electrical lines by giving them a painful but undeadly electric shock. Before the training was introduced, 66% of set-freed condors died of electrocution. This has now dropped to 18%.

Lead poisonous has proved more difficult to deal with. When condors eat dead bodies of other animals containing lead, they absorb large quantities of lead. This affects their nervous systems and ability to produce baby birds, and can lead to kidney(肾) failures and death. So condors with high levels of lead are sent to Los Angeles Zoo, where they are treated with calcium EDTA, a chemical that removes lead from the blood over several days. This work is starting to pay off. The annual death rate for adult condors has dropped from 38% in 2000 to 5.4% in 2011.

Rideout’s team thinks that the California condors’ average survival time in the wild is now just under eight years. “Although these measures are not effective forever, they are vital for now,” he says. “They are truly good birds that are worth every effort we put into recovering them. ”

Researchers have found electrical lines are().

A. blocking condors’ journey home 

B. big killers of Califorbnia condoras

C. rest places for condors at night

D. used to keep condors away