问题 多项选择题

贷记卡个人书申领条件().

A.具有完全民事行为能力,具有合法、稳定收入及固定住所,信用记录良好的个人均可申领个人卡

B.可质押的权利凭证仅限申领人本人或第三方在当地农业银行开立的个人定期储蓄存单

C.自然人担保主体必须具有受理网点所在地的固定户口,具有合法、稳定的收入,信用评分符合申领金卡标准

D.申领人申领金穗贷记卡主卡,同时可申领若干张附属卡

答案

参考答案:A, B, C, D

单项选择题 B型题
阅读理解

阅读理解。

                                              The Cost of Higher Education

     Individuals (个人) should pay for their higher education.

    A university education is of huge and direct benefit to the individual. Graduates earn more than

nongraduates. Meanwhile, social mobility is ever more dependent on having a degree. However, only

some people have it. So the individual, not the taxpayers, should pay for it. There are pressing calls on

the resources (资源) of the government. Using taxpayers' money to help a small number of people to

earn high incomes in the future is not one of them.

    Full government funding (资助) is not very good for universities. Adam Smith worked in a Scottish

university whose teachers lived off student fees. He knew and looked down upon 18thcentury Oxford,

where the academics lived comfortably off the income received from the government. Guaranteed

salaries,  Smith argued, were the enemy of hard work;and when the academics were lazy and

incompetent, the students were similarly lazy.

    If students have to pay for their education, they not only work harder, but also demand more from their

teachers. And their teachers have to keep them satisfied. If that means taking teaching seriously, and

giving less time to their own research interests, that is surely something to celebrate.

    Many people believe that higher education should be free because it is good for the economy (经济).

Many graduates clearly do contribute to national wealth, but so do all the businesses that invest (投资)

and create jobs. If you believe that the government should pay for higher education because graduates

are economically productive, you should also believe that the government should pay part of business

costs. Anyone promising to create jobs should receive a gift of capital from the government to invest.

     Therefore, it is the individual, not the government, who should pay for their university education.

1.The underlined word "them" in Paragraph 2 refers to ________.

A. taxpayers      

B. pressing calls

C. college graduates  

D. government resources

2.The author thinks that with full government funding ________.

A. teaching are less satisfied

B. students are more demanding

C. students will become more competent

D. teachers will spend less time on teaching

3.The author mentions businesses in Paragraph 5 in order to ________.

A. argue against free university education

B. call on them to finance students' studies

C. encourage graduates to go into business

D. show their contribution to higher education