一个理财目标应该包含的因素有( )。

A．目标名称、目标优先级、离目标年数、期望报酬率、届耐需求额

B．目标名称、目标优先级、风险承受度、投资经验值、届时需求额

C．目标名称、现有的资产与储蓄状况、离目标年数、风险承受度

D．目标名称、风险承受度、离目标年数、期望报酬率、届时需求额

.It is often said that an American starts speech with a joke, __ a Japanese has an apology to make.

A．as

B．when

C．which

D．while