问题 单项选择题

古罗马时期的美学家贺拉斯提出()

A.和谐教育

B.快乐教育

C.寓教于乐

D.趣味教育

答案

参考答案:C

单项选择题

As NASA prepares to set twin robots loose on the Martian surface and makes plans to send another in 2007, the agency’s long term goal is clear: determine whether the red planet does or ever did harbor life.

But the current search for life is necessarily limited to life as we know it, organisms dependent on liquid water. A SPACE. corn reader recently suggested that "We as humans are arrogant, simply believing that any other form of life will be just like us. "

Researchers devoted to the search for extraterrestrial (ET) have a similar view. "Scientists’ approach to finding life is very Earth-centric," says Kenneth Nealson, a geobiologist at the University of Southern California. "Based on what we know about life on Earth, we set the limits for where we might look on other planets," Nealson said. Within that framework, however, there are extreme cases of life on Earth that suggest the range of places to look on frigid Mars.

Nealson and his colleagues recently found the most extreme sort of organism in a salty liquid lake under the permafrost of Siberia. The organism, named cryopegella, can exist at colder temperatures than any previously discovered. Nealson’s team figures that if the ice at the polar caps of Mars warmed to liquid water, organisms like cryopegella could have awakened and repaired any damage that might have occurred to their various cellular components. That does not mean there are necessarily dormant microbes within the ice caps of Mars. But it does suggest a broader range of potential cradles for life.

Other researchers agree, and a host of so-called "extremophile" discoveries on Earth in recent years indicate the polar regions of Mars might be prime hunting grounds. As on Earth, organisms there might be slathered in natural antifreeze or be able to go dormant for tens of thousands of years, waiting for a brief thaw, their moment in the Sun.

Meanwhile, scientists recognize that there could indeed be life elsewhere in the universe that does not require water. And some astrobiologists are trying to explore the possibilities. But it is a tough problem to approach. In looking for "life as we don’t know it," it’s hard to even imagine what to expect.

Life might or might not exist on Mars. If there are critters there, they might or might not be like bacteria on Earth. In laboratory conditions, scientists in 2001 were able to get one-celled organisms to incorporate an amino acid—a fundamental building block of life—that no other known life uses. The discovery borders on the creation of artificial life, experts said. It also suggests that ET might operate by entirely different rules than those we’re used to.

If life on Mars is fundamentally different from what scientists understand life to be, then current spacecraft and others in the works may well not recognize what’s right under their mechanical noses.

The purpose of the author mentioning scientists’ laboratory creation in 2001 is to emphasize the idea that ().

A. it is hard to imagine what ET is really like

B. life might or might not exist on Mars

C. it is possible to create artificial life

D. Martians may live by entirely different rules

单项选择题


林先生和林太太已结婚两年,林太太的预产期在2008年的11月。孩子的出生会对整个家庭的经济结构的变化产生巨大的影响。考虑到这一点,林先生找到了理财规划师进行咨询,并要求他为自己制定理财规划。根据林先生的叙述,理财规划师对他的家庭财产状况进行了分析。
一、案例成员
家庭成员年龄职业身体状况
林先生29保险公司经理
林太太29中学教师待产
林先生目前和妻子两人住在一起,父母都有退休金,双方均没有赡养老人的负担。 二、收支状况 1.收入情况 林先生月收入为18000元,林太太月收入为4000元,每月房租收入为4300元。林先生每年的年终奖金为15000元,存款利息收入为5000元、股息收入为1500元。 2.支出情况 基本生活开销为每月2600元,医疗费用每月100元,银行房屋按揭贷款每月支出4100元。夫妻两人均购买了保险,年支出3000元。 3.结余情况 根据收支状况数据,可得家庭每月收支结余1.95万元,年度性收支结余1.85万元。
                 表1 每月收支情况表 (单位:元)
收入支出
本人收入1.8万基本生活开销2600
配偶收入4000房屋月供4100
房租收入

4300

医疗费用100
合计2.63万合计6800

                     表2 年度性收支状况表 (单位:元)
收入支出
年终收入15000保险费支出3000
存款利息5000
股息

1500

合计21500合计3000
年度结余1.85万元
三、家庭资产负债状况 林先生目前拥有两套80万元的房产,一套自住,另一套用于投资。投资的一套现在已经成功出租,每月租金收入4300元。林先生目前有活期存款40万元、定期存款30万元和 20万元的债券,年初林先生购买了40万元的股票,现在已经缩水至28万元。家中还有一套价值6万元左右的老红木家具和一些价值5万元的名表、钻戒,除了银行75万元按揭30年的房屋贷款,没有其他负债。
                   表3 家庭资产负债状况表 (单位:元)
家庭资产家庭负债
现金及活存400000房屋贷款750000
定期存款300000
股票

市值280000(投入)

债券200000
房产(自用)850000
房产投资1100000
收藏、红木家具60000
其它50000
资产合计324万合计75万元
家庭净产值249万元
四、林先生家庭保险状况
作为业内人士,林先生对自己的各项保障问题已经早有打算。林先生每年花费1500元为自己买了一份60岁可以一次性支取50万元的养老险,每年再花费1500元为妻子买了份分红险。
五、林先生夫妇的理财目标
1.筹备孩子出生时的医疗费用和从出生到一岁期间的养育费用;
2.林太太打算明年去英国留学,攻读硕士学位,估计需要一到两年的时间,费用合计约需35万元;
3.3~5年内添置一辆价值20万元的车,林先生夫妇二人都是上班族,有了孩子以后生活节奏加快,买车是很有必要的;
4.买一套地段较好的商品房或商铺用于投资;
5.为孩子准备一笔教育基金;
6.夫妻俩的退休养老计划规划。
六、假设条件
1.未来平均每年通货膨胀率为5%;
2.房产投资平均年回报率为5%;
3.基金投资平均年回报率为8%;
4.房屋按揭贷款利率为5%;
5.5年汽车按揭贷款利率为4.89%。

理财师建议林先生通过投资基金的方式筹备林太太的留学费用,若林太太两年后出国,投资收益率为8%,则林先生需准备( )万元进行投资。

A.27

B.29

C.30

D.32