问题 单项选择题

人身保险的被保险人因第三者的行为而发生保险事故的,保险人向被保险人或受益人给付保险金后( )。

A.享有向第三者追偿的权利
B.不得享有向第三者追偿的权利
C.可以以被保险人的名义进行代位求偿
D.可以以受益人的名义进行代位求偿

答案

参考答案:B

解析: 人身保险的被保险人因第三者的行为而发生死亡、伤残或者疾病等保险事故的,保险人向被保险人或者受益人给付保险金后,不得享有向第三者追偿的权利。但被保险人或者受益人仍有权向第三者请求赔偿。但是,在医疗保险中,保险人对于因第三者责任而支付的保险金仍可以进行追偿。

单项选择题

In a recent survey, Garber and Holtz concluded that the average half-hour children’s television show contains 47 violent acts. When asked about the survey network television executive Jean Pater responded. "I sure as heck don’t think that Bugs Bunny’s pouring a glass of milk over a chipmunk’s head is violence. " Unfortunately, both Garber and Holtz and Pater beg the question. The real issue is whether children view such acts as Violence.

The violence programming aimed at children almost always appears in the context of fantasy. Cartoon violence generally includes animation, humor, and a remote setting. There is no evidence of direct imitation of television violence by children, though there is evidence that fantasy violence can energize previously learned aggressive response such as a physical attack on another child during play. It is by no means clear, however, that the violence in a portrayal is solely responsible for this energizing effect. Rather, the evidence suggests that any exciting material can trigger subsequent aggressive behavior and that it is the excitation rather than the portrayal of violence that instigates or energizes any subsequent violent behavior. "Cold" imitation of violence by children is extremely rare, and the very occasional evidence of direct, imitative associations between television violence and aggressive behavior has been limited to extremely novel and violent acts by teenagers or adults with already established patterns of deviant behavior. The institutional effect means, in the short term, that exposure to violent portrayals could be dangerous if shoaly after the exposure (within 15 to 20 minutes), the child happens to be in a situation that calls for interpersonal aggression as an appropriate response, for example, an argument between siblings or among peers. This same institutional effect, however, could be produced by other exciting but nonviolent television content or by any other excitational source, including, ironically, a parent’s turning off the set.

So there is no convincing causal evidence of any cumulative instigational effects such as more aggressive or violent dispositions in children. In fact, passivity is a more likely long term result of heavy viewing of television violence. The evidence does not warrant the p conclusions advanced by many critics who tend to use television violence as a scapegoat to draw public attention away from the real causes of violence—causes like abusive spouses and parents and a culture that celebrates violence generally.

If there is an argument between siblings one hour after their watching some TV violence, these children would ().

A. likely fall into a state of total passivity to their parents

B. likely behave less aggressively than on other occasions

C. unlikely resort to any violent actions but keep peaceful

D. unlikely be more violent than without watching the program

判断题