下列关于公积金个人住房贷款和商业银行自营性个人住房贷款的说法，正确的是( )。

A．前者的申请对象范围更广

B．前者贷款利率较高

C．后者是一种委托性个人住房贷款

D．后者的信贷风险由商业银行自身承担

— Can Mr King spare some time for the evening party?

— If he ______, he will try his best to make it.

A．will be invited

B．is invited

C．invites

D．will invite