2013年5月7日，中国银行业协会发布《中国信用卡产业发展蓝皮书(2012)》。《蓝皮书》显示，截至2012年底，我国信用卡累计发卡量达3.3亿张，同比增长13.8%；全年信用卡交易金额达10万亿元，同比增长31.6%。信用卡消费的增长( )。
A．表明银行贷款数量的增多
B．是因为其消费行为不受场所的限制
C．是因为我国存贷款利率的降低
D．是因为信用卡具有简化收款手续、方便购物消费等功能
答案：D
此题考查信用卡的特点。 题干没有特别指明透支现象，没有体现银行的贷款数量，排除A项。银行信用卡只能在发卡行指定的场所消费，排除B项。信用卡消费的增长主要是因为其便捷性和安全性，而不是因为存贷款利率的高低，故排除C项。
| What a difference Kathleen made in my college life! She was confident where I was shaky. She was disciplined while I was wild. She was responsible; I was lazy. We signed up for all of the same classes. I was so impressed with her. She worked with incredible diligence and with such self-assurance. I started to emulate her. I wanted to impress her. One day the homework assignment was to create an exciting illustration based on a pair of shoes. I was bursting with ideas and ran home and pulled out my favorite pair of antique thrift shop "old-lady shoes." I concentrated and worked and sweated and created a self-perceived masterpiece ! I called Kathleen and bragged that I’d finished the assignment. "What !" she exclaimed. "How could you possibly be finished already " I was so pleased with myself that I asked her if I could run by her apartment and show her my stunning creation. "Sure," she said. I raced down from my fifth-floor apartment, precious drawing in hand, and headed to her place. When I got there, I held up my paper with such glowing confidence, only to have my swelled cockiness crushed by Kathleen’s reaction: "Is that the only drawing you did " "Well, yes," I responded sheepishly. "Why " "C’mon," she said. "It’s still nice out. Let’s go to Washington Square Park and really do some drawings." I was puzzled; but when she led, I willingly followed. The whole way to the park, Kathleen animatedly talked about form, content, composition and really studying the subjects. She described the shoes in my drawing as the kind you see on the old women that sit in the park and feed pigeons. Her excitement was contagious, When we got to the park, she surveyed the scene and chirped, "Over there!" She pointed to a bench that was surrounded by discarded, crumpled paper bags, soda cans and empty cigarette packs. An old woman sitting on the bench had fallen asleep. Kathleen handed me her drawing pad and said, "Here. Now, draw the shoes on that woman! Draw them over and over until you really know what they look like." I drew and drew. I filled the sketchbook pages. They were the best I’d ever done thus far. Kathleen watched, and I felt fueled by my captive audience. I was showing off! It was such fun. The next day was the class critique. I felt so proud hanging my drawing up on the wall for all to see. I knew I had drawn an illustration to be proud of. As the class discussion circled the room to my piece, I heard my fellow students say, sensitive, accurate, beautifully stylized. I looked over at Kathleen, and she gave me that wink and loving smile of hers. College was going to be a lot more fun with her around. And it was. She continually inspired me, laughed with me, sketched with me and went out dancing with me. Our works of art were chosen for special exhibits, and we both made the dean’s list. We wore our caps and gowns together, and a few years later, I was "best woman" at her wedding. Whatever fears I had going into college about not being able to make new friends were gently washed away when I found my special, best friend. After we obtained our BFA degrees, the world opened up for both of us. Now we are both successful self-employed artists. I work in my lovely Chelsea cooperative apartment that I bought five years ago as a freelance, illustrator, a graphic designer. Kathleen, a sculptor and mural painter. Oops! I gotta run. Kathleen and I are meeting for dinner and a movie. |
In this story the speaker chiefly ______.
A．aims to show her success as a career woman in art
B．intends to show her encouraging friendship with her friend
C．wants to praise the encouraging quality of her friend
D．wants us to follow their model to build true friendship