问题 单项选择题

收益率曲线通常是向右上方倾斜的,许多银行会使用盯住短期利率的负债去支持盯住长期利率的资产,从而获得一个利差。但通常情况下市场流动性对短期利率的影响更大,短期利率变化就更加频繁,短期利率有时会高于长期利率,产生利率倒挂,对银行的净利息收入和经济价值产生负面影响。该情景描述的利率风险来源是()。

A.重定价风险

B.基差风险

C.收益率曲线风险

D.期权风险

答案

参考答案:C

阅读理解

阅读理解。

      It's interesting that technology often works as a servant for us, yet frequently we become a servant to

it. E-mail is a useful tool but many feel controlled by this new tool. The average business person is getting

about 80 e-mails per day and many feel that about 80% of the messages in their "Inbox" are of little or no

value.

     So, I have four suggestions to help you to become better at "Erasing E-mail".

     Get off the lists. The best way to deal with a problem is to never have it. If you are receiving a lot of

unwanted e-mails, ask to be removed from the various lists. This would include your inclusion in

unwanted lists.

     "Unlisted address". Just as you keep an "unlisted" telephone number that you share only with those

whom you want to have direct access to, you might want to get a separate e-mail address only for the

important communications you wish to receive.

     Check it once or twice per day. Many I speak with are becoming chained to their email server,

monitoring incoming email continuously. Maybe this is because e-mail creates its own sense of urgency,

but most of the communications are not all that urgent. I respond to them a couple of times per day.

     Deal with it. As you open each e-mail, do one of the following:

     a. If it requires a quick response, respond to it and delete it.

     b. If it requires a response but is not the best use of your time, try to find someone else to do it.

     c. If it is going to take any serious amount of time to respond, schedule it for action in your Day

Planner and then download the message, save it, or print it out for future action.

     I personally receive about 250 e-mails per day and by practicing the suggestions above, I can handle

that volume in about an hour, taking advantage of this fantastic tool but not being controlled by it to make

sure I'm doing more important tasks in my day.

1. If you get unwanted e-mails, the best you can do is to ________.

A. make a list of them

B. put them into unwanted lists

C. send them to a special address

D. ask to be deleted from different lists

2. For the important communications, the writer suggests that you ______. 

A. have a direct access for them

B. have several e-mail servers for them

C. get a separate e-mail address for them

D. get an unlisted phone number for them

3. To avoid being chained by the coming e-mails, what you can do is to ________. 

A. respond urgent ones only

B. reply to all of them at the same time

C. handle them a couple of times daily

D. keep replying to e-mails all day long

4. To deal with an e-mail you get, you can do the following EXCEPT _______. 

A. responding right away if it's urgent

B. downloading every e-mail before you reply

C. scheduling it for later reply if it takes much time

D. asking someone else to reply to it if it's not at your convenience

单项选择题 A1/A2型题