---- How is your hometown after the earthquake for 2 years.

-----Than to the government, the reconstruction work of schools and farm houses ________ and people are living a happy life.

A．have been pleted

B．has pleted

C．was pleted

D．has been pleted

当出现可能影响贷款安全的不利情形时，（）应对贷款风险进行重新评价并采取针对性措施。

A、贷款人

B、借款人

C、保证人

D、银行