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简述债的发生依据。（债的发生原因）

答案

参考答案：

债的发生：指债权债务关系的产生，即一项特定的、新的债权债务关系在当事人之间得以创设。

债的发生的原因：

（1）合同

（2）不当得利

（3）无因管理

（4）侵权行为

（5）缔约过失

阅读理解
                                 
From:
<joseph_yana@orange.net>
IP Address:
193.252.22.118 (originates from France)
Date:
Mon, 02-Feb-2011 09:37:04am
Attachment:
(No attachment)
Subject:
[G-Spam] PLEASE REPLY BACK.
Message:
CONFIDENTIAL BUSINESS PROPOSAL.
FROM THE DESK OF: MR. JOSEPH YANA.
AFRICAN DEVELOPMENT BANK (ADB)
BURKINA-FASO.
Dear Sir / Madam,
I am the Bill and Exchange (assistant) Manager of the African Development Bank, MR. JOSEPH YANA.
In my department I discovered an abandoned sum of USD$9.900.000 in an account that belongs to one of our foreign customers who died along with his wife and two children in July 2002 in a plane crash. Since we got information about his death, we have been expecting his next of kin(近亲属) to come over and claim his money, but unfortunately we learnt that all his supposed next of kin or relation died alongside with him in the plane crash leaving nobody behind for the claim.
It is therefore upon this discovery that I in my department now decided to make this business proposal to you and release the money to you as next of kin or relation since nobody is coming for it and we don't want this money to go into the bank treasury as unclaimed fund. The banking law and guidelines here says that if such money remains unclaimed after ten years, the money will be transferred into the bank treasury as unclaimed fund.
The request of the foreigner in this transaction（办理） is necessary because our late customer was a foreigner. We agree that 30% of this money will be for you as foreigner partner, 5% will be set aside for expenses incurred during the business and 65% would be for me, after which I shall visit your country for disbursement(开支) according to the percentages indicated. Therefore to enable the immediate transfer of this fund to you as arranged, you must apply first to the bank, and send your account number, your private telephone and fax number for easy and effective communication and location where the money will be sent.
Upon receiving your reply, I will send to you by fax or e-mail the text of the application which you shall retype and fax to us. Trusting to receive your urgent reply through my alternative Email : jyana96 @ yahoo.com.id
Best regards.
MR. JOSEPH YANA.
小题1: A foreigner who receives this letter should ________.
A．be a close relative of the dead.
B．send hundreds of dollars to Africa
C．go to African Development Bank for the wealth
D．not take it seriously.
小题2:Which of the following is true according to the text?
A．Many millionaires died in the plane crash.
B．Any money unclaimed will be given to a poor foreigner.
C．the division of the money seems quite reasonable.
D．AFRICAN DEVELOPMENT BANK doesn’t exist at all.
小题3: A person who believes “__________” will fall into it.
A．Nothing ventured, nothing gained.B．There's no such thing as a free lunch.
C．All rivers run into the seaD．A short cut is often a wrong cut
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不定项选择

（2008）甲房地产开发公司（以下简称甲公司）以出让方式取得某住宅项目用地，委托拆迁后形成净地。甲公司委托乙房地产经纪机构（以下简称乙机构）代理该楼盘的销售。在预售过程中，甲公司报请城市规划管理部门批准更改了原规划。被拆迁人唐某预购了该项目一套住宅。在建设过程中，甲公司因资金紧张，将该项目部分用地转让给丙公司（以下简称丙公司）。

下列关于规划、设计变更的表述中，正确的为（）。

A.甲公司应当自变更确立之日起7日内，书面通知买受人

B.甲公司如果未在规定的时限内通知买受人，买受人有权选择退房，且应由甲公司承担违约责任

C.规划、设计变更导致商品房状况变化，以及出现售房合同约定的其他影响商品房质量和使用功能情形的，买受人必须在变更通知到达之日起10日内作出是否退房的书面答复

D.买受人在变更通知到达之日起规定的时限内未做出是否退房的书面答复的，视同接受
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