问题 问答题 简答题

简述保险合同的基本分类。

答案

参考答案:

(1)根据保险价值在保险合同中是否先予确定,保险合同分为定值保险合同与不定值保险合同。

(2)根据合同的性质,将保险合同分为补偿性保险合同和给付性保险合同。

(3)根据保险标的不同,将保险合同分为财产保险合同和人身保险合同。

(4)根据保险人所承担的危险状况不同,将保险合同分为特定危险保险合同和一切危险保险合同。

(5)根据保险金额与保险价值的关系,将保险合同分为足额保险合同、不足额保险合同和超额保险合同。

(6)根据投保人是否对同一保险利益、同一事故与一个或数个保险人订立合同,将保险合同分为单保险合同和复保险合同。

完形填空

My grandfather took me to the fish pond on the farm when I was seven. He told me to throw a__21____into the water. And he told me to watch the____22___created by the stone. Then he asked me to__ 23__ of myself as that stone.

“You may24 lots of splashes (飞溅 ) in your life,___ 25___the waves that come from those splashes will ___26____the peace of all your fellow___27_____,”he said.

“Remember that you are ___28____for what you put in your circle and that the circle will also___29____many other circles. You will need to live in the ___30____that allows the good that comes from your circle to ___31____the peace of that goodness to___32____. The splash that comes from anger or jealousy will send those___33_____to other circles. You are responsible for____34_____.”

That was the first time I ___35_____each person creates the inner peace or discord (冲突) that ____36_____out into the world. We cannot create world peace if we are ___37____with inner conflicts, hatred, ____38______, or anger. We radiate (流露) the feelings and thoughts that we hold ____39_____,whether we speak them out or not. Whatever is splashing around inside of us is spilling out into the world, creating beauty or discord with all other circles of life.

We are ____40_____to everything and everyone else around in the universe.

21. A. stick    B. brick     C. stone      D. ball

22. A. holes    B. circles    C. drops      D. waters

23. A. think    B. accuse    C. regard     D. warn

24. A. produce  B. damage   C. prevent    D. create

25. A. but      B. because   C. while      D. for

26. A. cut      B. disturb    C. bring      D. block

27. A. students  B. friends    C. creatures   D. workers

28. A. proud    B. helpful    C. respectful   D. responsible

29. A. hear     B. leave      C. strike      D. touch

30. A. family   B. situation    C. way       D. hurry

31. A. send     B. provide    C. destroy     D. keep

32. A. them     B. nobody    C. someone    D. others

33. A. tastes     B. smells     C. feelings    D. views

34. A. all       B. both       C. neither     D. any

35. A. realized   B. recognized   C. admitted   D. promised

36. A. flows     B. takes       C. picks       D. brings

37. A. prepared   B. filled      C. presented    D. supplied

38. A. honesty    B. truth       C. doubt      D. modesty

39. A. forward    B. outside     C. inside      D. upward  

40. A. referred    B. intended    C. devoted    D. connected

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