下列关于商业银行发行贷记卡相关规定的说法，正确的有（）。

A.遵循在全行统一的授信管理原则

B.建立客户信用评价标准和方法

C.对申请人相关资料的合法性、真实性和有效性进行严格审查

D.确定客户的信用额度，并严格按照授权进行审批

A celestial body will cross the prime vertical circle when the latitude is numerically（）.

A.greater than the declination and both are of the same name

B.less than the declination and both are of the same name

C.greater than the declination and both are of contrary name

D.less than the declination and both are of contrary name