问题 单项选择题

郑先生有银行存款100万元,他希望该笔财产能在自己生前转移出去,在自己去世后全部留给自己的孙子,同时,为了不影响孙子现在努力学习,郑先生暂时不想让他知道这件事。另外,郑先生要求该100万元转移到其孙子手中时也是现金,方便用做其出国留学的费用。下列转移方式中能够满足郑先生愿望的是______。

A.直接将该存款赠与郑先生的孙子
B.通过遗嘱将该存款遗赠给郑先生的孙子
C.购买以郑先生孙子为受益人的人寿保险
D.设计以郑先生孙子为受益人的遗嘱信托

答案

参考答案:C

解析: 赠与可以在生前转移财产,但不可能不让孙子知道,而且该转移无法在去世时实现。遗赠可以在去世时实现转移,但无法做到生前就将财产从自己手中转移出去。设计以郑先生孙子为受益人的遗嘱信托也不能在生前就将财产从自己手中转移出去,而且,现金也不宜作为信托财产。

解答题
阅读理解

第二部分 阅读理解(共25小题。第一节每小题2分,第二节每小题1分;满分45分)

阅读下列短文,从每题所给的四个选项(A、B、C和D)中,选出最佳选项,并在答题卡上将该项涂黑。

A

If I were writing a history of my family, some of the darkest moments recorded would be those surrounding Christmas trees.One would certainly think otherwise; selecting and putting up our trees have always been filled with risk.For example, one afternoon dangerously close to Christmas Eve my mother bought what she thought to be a bargain, a glorious tree that was so full and tall that we could hardly get it onto the house.Once we did, my father immediately realized that we would have to hire a carpenter to build a stand for it.Another December, perhaps the very next one, we bought a tree earlier than we ever had before.We were happy with its shape and delighted that its size was manageable.We easily placed it in a stand, decorated(装饰)it from top to bottom, and then self-satisfiedly sat back by the fire in its soft light.Two or three days passed and the truth could not be hidden; we had bought a tree cut so long ago that its needles were coming off.There was nothing to do undecorated it, take it down, and begin treeshopping again.Our most recent Christmas tree offered still another difficult task.When we brought it home, once again it seemed larger than it had in the great outdoors.To complicate matters, we had bought a new stand, one whose nuts and bolts worked more mysteriously than those of our old stand.I persuaded two young neighbors to stop playing basketball and to help us get the tree into the house and set it correctly in the stand.Unfortunately, no one noticed the mud on our helpers’ shoes, so only after removing several reddish brown spots from the carpet were we able to discuss the question of where the lights and ornaments(装饰)were stored.Perhaps those who cut their own trees have tales more painful than these.I don’t care to hear them, as my family’s experiences are enough to cause me to make the following suggestion:“Let’s forget the tree next Christmas.Let’s simply hang some flowers on the front door and over the mirror in the hall.”

41.The darkest moments in the writer’s family were with the fact that________.

A.the family bought big Christmas trees

B.they had problems decorating their Christmas trees

C.they had problems picking suitable Christmas trees

D.they had problems finding carpenters for putting up Christmas trees.

42.We can learn from the passage that the writer would like to________.

A.forget about Christmas

B.get the neighbors to put up their trees

C.buy a better tree

D.make some other decorations to celebrate Christmas rather than the tree

43.When the writer said“mother bought what she thought to be a bargain”, he means________.

A.she bought the tree at a cheap price

B.she didn’t really want to buy it

C.she had to bargain hard with the salesman

D.she couldn’t afford a more expensive one

44.Which of the following can be the best for the passage?

A.How to Select a Christmas Tree     B.No More Christmas Tree for US

C.Dark Moments of Life            D.Christmas without Trees