郑先生及郑女士夫妇每月税后收入8000元，各种生活开支4000元。2008年3月二人等额本息法贷款购买了房屋一套，首付10万元，贷款40万元，利率5.34%，贷款20年，购买当月开始还款，二人现有活期存款5万元，定期存款10万元，股票型基金20万元。
根据案例回答下列问题。
郑先生2008年的负债收入比率为（）。
A．28.29%
B．33.94%
C．35.21
D．36.12%
参考答案：A
There once was a farmer who lost his watch in his barn (谷仓). The watch was only cheap but was very ____36 to him because it was a gift from his father. After _ 37 __ the barn for a long time, he gave up and asked for __38 __ from a group of children playing nearby. He __39 __ them that the person who found the watch would be rewarded. Hearing this, the children hurried inside the barn ___40 __. They searched everywhere but still could not find the __41 ___. Just when the farmer was going to give up, a little boy went up to him and asked to be given another ___42___. The farmer looked at him and thought, “ Why not? After all, this kid looks honest.” So the farmer __43 _ the little boy back into the barn. After a while the little boy came out with the watch in his hand! The surprised farmer asked the boy how he ___44__ where the rest had failed. The boy replied, “ I did nothing but sit quietly and listen for the sound of the watch.” This shows us that sometimes a __45__ mind can think better than an excited one.”
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