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问题 多项选择题

下列关于递延年金的说法，正确的是( )。

A．递延年金是指隔若干期以后才开始发生的系列等额收付款项

B．递延年金没有终值

C．递延年金现值的大小与递延期有关，递延期越长，现值越小

D．递延年金终值与递延期无关

答案

参考答案：A,C,D

解析： 年金包括普通年金(后付年金)、即付年金(先付年金)、递延年金、永续年金等形式。递延年金是从第二期或第二期以后才发生，递延年金有终值，且与递延期无关。递延年金现值的大小与递延期有关，递延期越长，现值越小。

单项选择题

Anyone who doubts that children are born with a healthy amount of ambition need spend only a few minutes with a baby eagerly learning to walk or a headp toddler starting to talk. No matter how many times the little ones stumble in their initial efforts, most keep on trying, determined to master their amazing new skill. It is only several years later, around the start of middle or junior high school, many psychologists and teachers agree, that a good number of kids seem to lose their natural drive to succeed and end up joining the ranks of underachievers. For the parents of such kids, whose own ambition is often inseparately tied to their children’s success, it can be a bewildering, painful experience. So it is no wonder some parents find themselves hoping that ambition can be taught like any other subject at school.
It’s not quite that simple. "Kids can be given the opportunities, but they can’t be forced," says Jaequelynne Eccles, a psychology professor at the University of Michigan who led a study examining what motivated first-and-seventh-graders in three school districts. Even so, a growing number of educators and psychologists do believe it is possible to unearth ambition in students who don’t seem to have much. They say that by instilling confidence, encouraging some risk taking, being accepting of failure and expanding the areas in which children may be successful, both parents and teachers can reignite that innate desire to achieve.
Dubbed Brainology, the unorthodox approach uses basic neuroscience to teach kids how the brain works and how it can continue to develop throughout life. The message is that everything is within the kids’ control, that their intelligence is

malleable

.
Some experts say our education system, with its p emphasis on testing and rigid separation of students into different levels of ability, also bears blame for the disappearance of drive in some kids. Some educators say it’s important to expose kids to a world beyond homework and tests, through volunteer work, sports, hobbies and other extracurricular activities. "The crux of the issue is that many students experience education as irrelevant to their life goals and ambitions," says Michael Nakkula, a Harvard education professor who runs a Boston-area mentoring program called Project IF (Inventing the Future), which works to get low-income underachievers in touch with their aspirations. The key to getting kids to aim higher at school is to tell them the notion that classwork is irrelevant is not true, to show them how doing well at school can actually help them fulfill their dreams beyond it. Like any ambitious toddler, they need to understand that they have to learn to walk before they can run.

The word "bewildering" underlined in Paragraph 1 is closest in meaning to ______.

A．puzzling

B．unbelievable

C．unpleasant

D．awkward
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单项选择题

某施工企业本期财务费用100万元，管理费用200万元，所得税费用500万元。企业当期期间费用应为（）万元。

A.300

B.600

C.700

D.800
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