问题 多项选择题

下列关于资产转换理论的说法,正确的有( )。

A.在该理论的影响下,商业银行的资产范围显著扩大

B.该理论认为,银行能否保持流动性,关键在于银行资产能否转让变现

C.该理论认为,稳定的贷款应该建立在现实的归还期限与贷款的证券担保的基础上

D.该理论认为,把可用资金的部分投放于二级市场的贷款与证券,可以满足银行的流动性需要

E.依照该理论进行信贷管理的银行在经济局势和市场状况出现较大波动时,可以有效避免资产抛售带来的巨额损失

答案

参考答案:A,B,D

阅读理解

     Sam “Fingers” had been in trouble all his life.He'd started stealing things when he was only a kid(小孩).He used to walk through the street market near his home and “pick up” a few things-a pine apple or a hairbrush perhaps.But things got worse as Sam got older.By the time he was twenty-five he was spending a lot of time stealing-and then he got caught(被抓).While he was in prison he decided that he'd never steal

again.He really had to stop.

     On his first day out of prison,Sam went for a walk along the High Street.It was so nice to walk along in the crowds and look at the shops.Oh,the shops!

     "I'll just go into this jeweller's and have a look around,” Sam said to himself,“there is nothing to worry

about.No more stealing for me.”Then Sam saw the diamond ring.He'd always wanted to give one to his

girlfriend.And nobody was looking.In a minute the ring was in his pocket and Sam was walking out of the

shop.But as he went towards the door he felt a hand on his shoulder.

     "I saw you put that ring in your pocket.” said the manager.“I shall have to call the police.”

     "I will pay for it.Yes,I'll pay for it”.said Sam.

      With a smile,the manager handed him the bill:500!

      “Er,um,well”said Sam,“ I really didn't want to spend that much.Would you please show me

something a little cheaper?”

1.People called him “Fingers” because he was a  _____________.

A.criminal

B.piano-player

C.thief

D.small boy

2.Sam went along a street after he  _____________.

A.was in prison

B.made his decision

C.escapes from prison

D.left prison

3.When Sam went into the shop he thought he _____________ take anything.

A.might not

B.shouldn't

C.couldn't

D.wouldn't

4._____________ was watching him.

A.No one

B.A shop assistant

C.A policeman

D.The manager

5.Sam _____________ the diamond ring.

A.didn't want

B.didn't like

C.couldn't afford

D.wanted to see

问答题 简答题