问题 问答题

御社のご都合に合わせますので、いつごろがよろしいでしょうか。

答案

参考答案:我方会配合贵公司的时间安排,什么时候方便呢?

阅读理解

阅读理解。

      Federal regulators Wednesday approved a plan to create a nationwide emergency alert

(警报)system using text messages delivered to cell phones.

    Text messages have exploded in popularity in recent years, particularly among young people.

The wireless industry's trade association, CTIA, estimates (估计) more than 48 billion text

messages are sent each month.

     The plan comes from the Warning Alert and Response Network Act, a 2006 federal law

that requires improvement to the nation's emergency alert system. The act tasked the Federal

Communications Commission(FCC) with coming up with new ways to alert the public about

emergencies.

     "The ability to deliver accurate and timely warnings and alerts through cell phones and other

mobile services is an important next step in our efforts to help ensure that the American public

has the information they need to take action to protect themselves and their families before, and

during disasters and other emergencies, "FCC Chairman Kevin Martin said following approval

of the plan.

      Participation in the alert system by carriers-telecommuni-cations companies-is voluntary, but

it has received solid support from the wireless industry.

        The program would be optional for cell phone users. They also may not be charged for receiving

alerts.

     There would be three different types of messages, according to the rules.

      The first would be a national alert from the president,likely involving a terrorist attack or natural

disaster. The second would involve"approaching threats", which could include natural disasters like

hurricanes or storms or even university shootings, The third would be reserved for child abduction

(绑架) emergencies, or so-called Amber Alerts.

     The service could be in place by 2010.

1. What is the purpose of the approved plan? 

A. To warn people of emergencies via messages.

B. To popularize the use of cell phones.

C. To estimate the monthly number of messages.

D. To promote the wireless industry.

2. The carriers' participation in the system is determined by___________.    

A. the US federal government

B. mobile phone users

C. the carriers themselves

D. the law of the United States

3. Which of the following is true of cell phone users?  

A, They must accept the alert service.

B. They may enjoy the alert service for free.

C. They must send the alerts to others.

D. They may choose the types of messages.

4. An alert message will NOT be sent if___________.    

A. a child loses his way

B. a university shooting happens

C. a natural disaster happens

D. a terrorist attack occurs

多项选择题

案例三:赵先生今年29岁,在一家高科技公司担任部门经理,每月税后收入为7,500元。他的同龄妻子是一名大学讲师,每月税后收入在5,500元左右。两人于2004年结婚,并在同年购买了一套总价60万元的住房,为此他们向银行申请了一笔贷款,目前每月需按揭还款2,500元,贷款余额为32万元。赵先生夫妇每月除1,800元左右的基本生活开销外,额外的购物和娱乐费用不过1,000元。除了日常保留的零用现金1,000元外,目前他们的家庭资产主要包括9万元的银行存款(其中包括去年全年收到的税后利息1,600元),3万元的债券基金(其中包括去年收到的税后收益1,000元)和一套房子。赵先生夫妇除参加基本社会保险外没有购买任何商业保险,所以希望给自己和妻子买些必要的保险。此外,赵先生夫妇打算2008年生育后代,考虑到未来可能的庞大教育支出,所以现在过得比较节俭。而且,一直对赴海外留学报有良好预期的他们计划在孩子高中毕业后(18岁,从2026年当年起计算)送往英国读书(本科四年),预计届时在国外就读四年所需费用为80万元。同时,赵先生夫妇希望在65岁时退休,按照他们的身体状况,不出意外他们都可以活到80岁。他们希望在退休后尽量保持现有生活水平(综合考虑各种因素后,预计退休后两人每年共需生活费用15万元)。提示:1、信息收集时间为2006年1月,财务数据截止时间为2005年12月31日。2、分别列明保险种类、必要额度和保费支出,无需标明具体险种。3、教育:投资收益率设为6%。4、退休:退休前的投资收益率设为6%,退休后投资收益率设为3%。

确定客户理财目标(1)理财目标的规范化界定与分类(2)理财目标的可行性分析