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问题 问答题

某业主向甲保险公司投保80万元财产保险，又同时就同一标的向乙保险公司投保60万元财产保险，在保险有效期内，由于火灾，保险标的受损42万元。

按比例分摊责任制计算甲、乙保险公司分担的赔偿额。

答案

参考答案：甲公司分担的赔偿额=(80×42)÷(80+60)万元=24万元。
乙公司分担的赔偿额=(60×42)÷(80+60)万元=18万元。

改错题
改错题。
In America, on school and workdays,            
breakfast in most homes is often a hurried     
meals of milk, bread, juice or coffee. Some    
1                                              
people even don’t in order for get to work     
                                        2     
or school on time. Other just stop at coffee    
                               3              
shops for coffee. And on weekends, things       
                            4                 
are quite different. People usually gets up     
                                                  5
late, so they have enough time to have a       
large breakfast by eggs, home-fried (油煎的)     
                        6                    
potatoes and bread.                            
Lunch is just a short break from the day’s    
work rather than a large, long meal. He usually 
                                                     7
lasts only half an hour or an hour, so family  
members do not have time to back home.          
                                              8
Most people have a sandwich or a hamburger,    
and fruit or ice-cream for lunch.              
Working people either take his lunches to       
                                         9    
work in the brown paper “lunch bag”,or       
eat a sandwich at a slow food restaurant.       
                              10                            


1.____________    
 
2.____________   
                 
3.____________   
                                                                       
4.____________   
                 
5.____________   
                 
                 
 6.____________  
                 
                 
                 
 7.____________  
                 
                 
 8.____________  
                 
                 
                 
9.____________   
                 
                 
10.____________   
                 
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单项选择题

次级贷款迁徙率为次级贷款中变为可疑贷款和损失贷款的金额与次级贷款之比，应小于（）

A.0.5%

B.1.5%

C.3%

D.5%
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