问题 单项选择题

太平天国运动的革命纲领是()

A.《四洲志》

B.《定国是诏》

C.《应诏统筹全局折》

D.《天朝田亩制度》

答案

参考答案:D

阅读理解
阅读理解。
     In the past, people used to travel to foreign countries because they thought they would be different in
many ways-the buildings, the food, the national dresses and so on. At present, however, one large city is
similar to another. They all have their Hilton or Sheraton Hotels everywhere. They all have their McDonald's,
their KFCs and their Pizza Huts. Office buildings look the same everywhere, and most city centers are full of
office buildings. And of course, people are driving the same brands (品牌) of Japanese or European cars.
     Then what is the foreign travel for? What do tourists hope to experience in a foreign country that they
cannot experience at home? The answer could be that people are very interested in the past. It is a nation's
history and culture that are the main attractions. Most people travel overseas to find out what foreign countries
history and cultures used to be like, not what they arc like today. Tourists try to learn the history and culture
of foreign countries by visiting different kinds of museums.
     Every country also has its own beautiful places for tourists to visit. Their own special scenery (风景:)
would certainly attract tourists from other countries.
     Finally, there is perhaps a country's attraction; its people. A country is not just its old buildings, its works
of art (艺术品) or beautiful places, it's also the people who live in it. This is why a country such as Thailand
attracts millions of people. The tourists come mainly because of the friendliness (友好) of the people there.
It is why the Pacific islands are also so popular. The friendly, smiling people make visitors feel welcome.
    The 1.___________ of Tourism
In the past People traveled to foreign countries to see buildings, food and dresses
which were different from those of 2.___________
At presentThe large cities in different countries look almost 3. ________
People travel to foreign countries to learn their 4.________ to visit
beautiful places and 5.________
单项选择题


假设陈先生与陈太太是你的新客户,目前正面临生涯与家庭上的转变,需要金融理财师协助规划。经过初步沟通面谈后,你获得了以下家庭、职业与财务信息:
一、案例成员
家庭成员年龄职业身体状况
陈先生40天宇服务咨询公司的老板
陈太太40家庭主妇
陈小明10小学三年级学生
二、收支情况
陈先生税后月收入为3万元;陈太太无工作收入。目前家庭月生活支出为5000元。
三、资产情况
(1)实物资产:市价150万元的自住房产一套,贷款7成。根据签订的银行贷款合同,等额本息按月还款,年利率6.5%,期限15年;
(2)金融资产:当前拥有股票型基金价值60万元。2007年初,陈先生的个人积蓄达到 100万元,当时正是中国股市走强的时期,而银行利率相对又较低,陈先生便把这笔钱取出来进行证券投资,其在上海证券交易所买了20万元大唐集团的A股股票和2万元民生银行发行的可转换债券。剩余的资金平均分为两部分,一部分用于购买当时正在发行的面值100元的十年期国债,国债票面利率为5%,市场利率为5%;另一部分投资了货币市场基金。
四、保险状况
陈先生一家目前无商业保险。
五、理财目标
1.计划每年年底花费现值1万元用于外出旅游消遣,持续30年;
2.8年后计划送儿子出国读4年大学,每年学杂费现值25万元;
3.夫妻两人满55岁时退休,生活至80岁,每年的家庭生活费用开销相当于现值6万元;
4.陈太太离世时,计划留税后100万元遗产给儿子。
六、假设条件
通货膨胀率为3%,收入成长率为5%,投资报酬率为10%,房价成长率为5%,学费成长率为5%。

假如陈先生现在离世,给儿子的遗产计划不变,不考虑旅游计划,为保证太太能有每年 3万元的生活费用到终老,按遗属需要法(考虑货币时间价值),陈先生合理的保额为 ( )万元。(答案取最接近值)

A.147

B.154

C.157

D.160