问题 单项选择题

贷款价格的构成包括贷款利率、贷款承诺费、补偿余额和隐含价格,其中贷款承诺费是指银行对()的那部分资金收取的费用。

A.未承诺贷给客户,客户没有使用

B.未承诺贷给客户,客户已经使用

C.已承诺贷给客户,客户已经使用

D.已承诺贷给客户,客户没有使用

答案

参考答案:D

解析:贷款承诺费,是指银行对已承诺贷给客户而客户又没有使用的那部分资金收取的费用。承诺费作为顾客为取得贷款而支付的费用,构成了贷款价格的一部分。

完形填空
Every one of us, rich or poor,should at least have one or two good friends. I learned that a true friend is the most important in my life after I had gone        so many terrible things. I felt
upset when I was told that I would have to        the company . As I had a very big family to __ ___   
and was in great need of money,what I was        about was how to find another new  job .In order to         this problem, I rushed from place to place like crazy. I read almost all the newspapers and         almost all the telephone numbers in the newspaper___    in my notebook and tried to call almost a11 the companies that  needed new  _ ___.Not until I found a job in a small town near  Townsville had I        down .My new boss ,Mr. Johnson , was one of my good friends since primary school.“Why didn’t you        me until now ? Was it         to do that ? Explain to me the reason ,”he said ,      me a cup of hot coffee. Both of us were overjoyed to see each other and we          the whole afternoon talking about things and persons that we       at school .John asked me to give him some  advice about          to enlarge his present business and he was entirely happy about my      .To my great surprise,he offered me a         which didn’t need much experience because  I was not         with this field but the pay l got was much more man         .The moment I saw my          ,the sum of money given by the company,I cried for the first time — that was the first time for me to do so since I grew up.
小题1:
A.overB.throughC.aroundD.for
小题2:
A.leaveB.desertC.chooseD.operate
小题3:
A.careB.protectC.loveD.support
小题4:
A.particularB.curiousC.concernedD.excited
小题5:
A.analyzeB.raiseC.explainD.solve
小题6:
A.took downB.turned downC.looked forD.stood for
小题7:
A.commentsB.surveysC.reportsD.advertisements
小题8:
A.customersB.bossesC.clerksD.applicants
小题9:
A.brokenB.slowedC.sunkD.calmed
小题10:
A.contactB.trustC.overlookD.find
小题11:
A.desperateB.harmfulC.worthyD.significant
小题12:
A.awardingB.sharingC.handingD.showing
小题13:
A.spentB.wastedC.sparedD.saved
小题14:
A.discussedB.debated C.rememberedD.imagined
小题15:
A.whatB.howC.whichD.when
小题16:
A.abilityB.courageC.interestsD.suggestions
小题17:
A.positionB.chanceC.fortuneD.service
小题18:
A.popularB.familiarC.patientD.content
小题19:
A.offeredB.requiredC.expectedD.needed
小题20:
A.tipB.shareC.fundD.salary
单项选择题