问题 多项选择题

关于行业风险分析的说法,正确的是( )。

A.行业风险分析的目的是识别同一行业中所有企业所面临的主要风险

B.然后评估这些风险将会对行业的未来信用度所产生的影响

C.波特五力模型是行业分析和行业风险评估的重要方法

D.行业风险分析框架是行业分析和行业风险评估的重要方法

E.行业风险分析是指由于一些不确定因素的存在,导致对某行业生产、经营、投资或授信后偏离预期结果而造成损失的可能性

答案

参考答案:A,B,C,D

解析: 行业风险分析的目的是识别同一行业中所有企业所面临的主要风险,然后评估这些风险将会对行业的未来信用度产生的影响。行业分析和行业风险评估的方法有很多种。本章主要用波特五力模型和行业风险分析框架两种方法进行行业风险分析。行业风险是指由于一些不确定因素的存在,导致对某行业生产、经营、投资或授信后偏离预期结果而造成损失的可能性。

选择题
单项选择题

Passage Four

Before the summer of 2000, the 54 year old John Haughom could accomplish just about any thing at work. "I could move mountains if I put my mind to it."he says of those days. But that summer Haughom found he couldn’t move them any more. On the phone with his wife one morn ing, Haughom broke down. A couple of days later Haughom checked himself in for a three-week stay at the Professional Renewal Center, an in-patient clinic 30 miles outside Kansas City that helps him deal with stress.
Haughom is far from alone. A host of new studies and plenty of anecdotal evidence show that stress in the workplace is skyrocketing. Whatever the cause, stress levels are at record highs. The statistics are startling. According to a new study by the federal government’s Nation al Institute for Occupational Safety and Health, more than half the working people in the U.S. view job stress as a major problem in their lives. This year the European Community officially dubbed stress the second-biggest occupational-health problem facing the continent.
Ten years ago experts warned that stress was out of control, in part because of a shaky economy. What’s notable about today’s wave of stressed-out workers is that it rises all the way to the top. Lack of control is generally considered one of the biggest job stressors, so it used to be thought that middle managers carried the brunt: sandwiched between the top and the bottom, they end up with little authority. Powerful chief executive officers (CEOs) were seen as the least threatened by stress. But in today’s tough economy, top executives don’t have as much control as they used to. "Stress is just part of the job, fortunately or unfortunately, stress’is part of our character building," Lebenthal says. "But I think I don’t need any more character building. What I need is a vacation."
But if you think that going on vacation is hard—and studies show that 85%of corporate executives don’t use all the time off they’re entitled to. Being able to handle stress is perhaps the most basic of job expectations. So among the corporate elite, succumbing to it is considered a shameful weakness. Stress has become the last affliction that people won’t dare admit to. Most senior executives who are undergoing treatment for stress—and even many who aren’t—refused to talk on the record about the topic."Nothing good can come out of having your name in a story like this," one CEO said through his therapist.

What is this passage mainly about

A.Increasingly serious lack of work places.

B.The second biggest disease in the world.

C.The most serious problem people have to face.

D.Increasingly serious stress faced by working people.