Jessica has always been honest and straightforward, and it doesn’t matter ________ that she’s talking to.[ ]

A. who is it

B. who it is

C. it is who

D. it is whom

建设银行有权根据合同对借款人的下列行为采取（）等违约救济措施。

A.收取违约金

B.计收罚息和复利

C.提前收回贷款

D.提高利率