问题 阅读理解

阅读理解。

     In Western countries people have been using the installment plan since the first half of the twentieth

century. Today, a large number of families in Great Britain buy furniture, household goods and cars by

installments. In the U. S., the figure is much higher than in Great Britain, and people there spend over 10

percent of their income on the installment plan.

     The price of an article bought on installments is always higher than the price that would be paid by cash.

There is a charge for interest. The buyer pays one quarter or one third of the price as a down payment when

the goods are delivered to him. He then makes regular payments, weekly or monthly, until the full price is paid

up. The legal ownership of the goods remains with the seller until the final payment has been made.

     Installment buying has advantages and disadvantages. It can help couples with small incomes to furnish

their homes and start housekeeping. It increases the demand for goods, and in this way helps business and

employment. There is, however, the danger that when business is bad, installment buying may end suddenly,

making business much worse. This may result in a great increase in unemployment. If the people on the

installment plan lose their jobs, they will probably not be able to make their payments. If great numbers of

people are not able to pay their installment debts there is a possibility that businessmen cannot collect their

debts and will therefore lose money. If businessmen lose money or fail to make a satisfactory profit, it

becomes more likely to have a depression. This is why, in some countries, the government controls the

installment plan by fixing the amount of the down payment and installments to discourage people from

buying more than they can pay for on the installment plan.

1. Which of the following is NOT true about the installment plan? [ ]

A. A lot of British families use the installment plan.

B. More than 10 percent American families buy things on installments.

C. Americans depend more on installment than British people do.

D. Americans spend one tenth of their income on installment buying.

2. Goods bought on installments are more expensive than goods bought by cash because _____. [ ]

A. the buyer has to pay extra money as interest

B. the delivery of the goods charges extra money

C. the buyer has to pay a down payment

D. the service offered by installment plan charged extra money

3. What will happen to a buyer if he fails to make the full payment for an item bought on installments? [ ]

A. He might lose his job.

B. He will stop owning the item he has bought.

C. He will have to sell what he has bought.

D. He will go into debt.

4. The advantage of installment buying might include all the following EXCEPT that _____. [ ]

A. purchasing power is strengthened

B. employment might be increased

C. people develop a good habit of saving money

D. young couples are able to furnish their homes

5. In some countries, the governments control the installment plan to _____. [ ]

A. increase employment

B. avoid depressions

C. ensure that businesses make good profits

D. ensure that people can pay for what hey buy

答案

1-5: BABCB

单项选择题


王某,男,34岁,某海关缉私局副局长。李某,男,29岁,某海关缉私局干警。(二人在同一单位)王某在任某海关缉私局副局长,负责缉私工作期间,为牟取个人暴利,于2008年2月间,与走私分子赵某等人(另案处理)共谋划走私,商定从香港偷运化妆品到广东销售,由王某组织运输化妆品并从中收取运费。后来,王某串通被告人李某以出海执行任务的名义,指派3名海关缉私干警穿警服带枪支,驾驶快艇到香港附近海面接应,武装掩护走私化妆品的船只安全到达广东。但是赵某为了满足个人贪欲,在未告知王某的情况下,私自在装化妆品的货船上夹带了3千克的海洛因。李某在负责押运的过程中发现了藏在货物中的海洛因,于是找到赵某与其商议,将毒品所得的利润五五分成。赵某害怕李某走漏消息,于是同意。2009年1-4月间,王某先后伙同李某5次共计走私化妆品1000箱,总价额人民币700万元,王某个人获赃款50万元。李某先后武装掩护走私化妆品5次,共计800箱,总价额人民币452.5万元,其个人获赃款10万元。赵某在以后的走私行为中并未继续夹带毒品。案发后,王某退赃款10万元,李某退赃款4.28万元,缴获毒资800万元。请回答下列91-94题:

关于李某,下列说法正确的是:

A.构成武装掩护走私罪,并从重处罚

B.构成走私、贩卖、运输毒品罪

C.构成武装掩护走私罪和走私、贩卖、运输毒品罪,数罪并罚

D.构成武装掩护走私罪、包庇毒品犯罪分子罪和走私、贩卖、运输毒品罪,数罪并罚

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