问题 多项选择题

甲乙签订了一份借款合同,甲为借款人,乙为出借人,借款数额为500万元,借款期限为两年。丙、丁为该借款合同进行保证担保,担保条款约定,如甲不能如期还款,丙、丁承担保证责任。戊对甲乙的借款合同进行了抵押担保,担保物为一批布匹(价值300万元),未约定担保范围。请回答下列问题:

设甲、乙均为生产性企业,下列表述正确的有( )。

A.甲、乙之间的借款合同无效

B.丙、丁与乙之间的保证合同亦无效

C.戊与乙之间的抵押合同有效,因为该抵押合同办理了抵押登记,具有公信力

D.如甲不能如期还款,丙、丁、戊如有过错,对乙承担相应的过错责任

答案

参考答案:A,B,D

解析:本问涉及保证合同无效时的责任承担问题。依《合同法》第196条规定,借款合同当事人应为借款人和金融机构,因甲乙均为生产性企业,属于违法资金拆借行为,借款合同无效。依据《担保法》第5条规定,主合同无效,担保合同无效。但债务人、担保人、债权人有过错的,应当根据各自相应的过错承担责任。故本问选项应为ABD。

阅读理解

More than one in eight U. S. adults finds it hard to stay away from the Internet for several days at a time and about one in eleven tries to hide his or her online habit, according to a study showed on Tuesday.

The study by researchers from the Stanford University School of Medicine in California found one in eight adults admitted they needed to spend less time online, saying this showed "problematic Interact use" is present in a sizable portion (部分)of the population.

The study involved a nationwide telephone survey of 2,581 respondents in the spring and summer of 2004 with researchers then examining the data and preparing the report which appears in the October issue of CNS Spectrums.

The survey found that 68.9 percent of respondents were regular Internet users and 13.7 percent of the users found it hard to stay offline for several days at a time.

It found 12.4 percent often stayed online longer than intended, more than 12 percent said they saw a need to cut back on their Internet use, and 8.7 percent tried to conceal (隐瞒) "non-essential "Internet use from family, friends and employers.

A smaller number, 8.2 percent, said they use the Internet to escape problems or a bad mood, while 5.9 percent felt their relationships suffered because of too much Internet use.

One report published earlier this year said that 5 percent to 10 percent of the population likely will experience Internet addiction (上瘾).

It said signs include a disregard for health or appearance, lack of sleep and reducing physical activities and social communications with others, as well as dry eyes and juries of hands and fingers.

小题1:From Paragraph 2, it tells us _______.

A.how to use the interact is a terrible problem to adults

B.how surfing the net has caused a bad result to people

C.why to throw off the Internet addiction becomes a hot problem

D.why so many adults want to spend less time on the interact小题2:Those who try to hide their habit of addition to the Interact make up of the respondents.

A.12.4%

B.8.7%

C.5.9%

D.13.7%小题3:According to the researchers, which statement is true?

A.Online habit of people has been a dangerous problem to society.

B.All of the Interact users have terrible psychological problems to solve.

C.The internet is more harmful to people than good.

D.We have to pay attention to negative effects from the internet.

判断题