长期借款的信用条件有______。
A．信贷额度
B．周转信贷协定
C．信誉等级
D．补偿性余额
E．还款期限
参考答案：A,B,D
In terms of Maltese contract law, explain:
(a) subject-matter as an essential internal requisite for a valid contract; (5 marks)
