问题
单项选择题
A consumer is shopping for a home. His budget will support a monthly payment of $1 300 on a 30-year mortgage with an annual interest rate of 7.2 percent. If the consumer puts a 30 percent down on the home, the most he can pay for his new home is closest to:（）
A. $191518.
B. $210840.
C. $273597.
答案
参考答案：C
解析：
[分析]： 该消费者的30年期贷款的现值PV为：
PV=13000×(1+0.6%)-1+13000×(1+0.6%)-2+…+13000×(1+0.6%)-360。
=191517.76美元
如果该消费者提供30%的预付定金，则他可以购买的新住房的最高价格为191517.76/(1-30%)=273596.80美元。
[考点] 终值和现值的概念和计算方法