问题 不定项选择

(二)张某出国留学前将登记用途为商住的房屋(底层为商铺、二楼为住宅)转让给刘某。在办理了交易过户有关手续后,刘某向甲银行申请抵押贷款并获准,得到贷款40万元,半年后又将该房屋抵押给乙银行,得到贷款15万元。在抵押期间,未经甲、乙银行同意,刘某便将该房屋出租给陈某,但将抵押事实书面告知了陈某。刘某贷款还款期到后,因炒股失败无力归还贷款,此时陈某与刘某约定的租赁期限尚未界满。

刘某在办理抵押房屋贷款过程中,正确的为(    )。

A.应签订书面抵押合同

B.刘某和甲、乙银行应办理变更登记

C.不管是否办理了抵押登记,甲银行对抵押房屋都具有优先受偿权

D.抵押权自抵押合同签订之日起成立

答案

参考答案:A,D

单项选择题
阅读理解

阅读理解。

     I began working in journalism (新闻工作) when I was eight. It was my mother's idea. She wanted me

to "make something" of myself, and decided I had better start young if I was to have any chance of keeping

up with the competition.

     With my load of magazines I headed toward Belleville Avenue. The crowds were there. There were two

gas stations on the corner of Belleville and Union. For several hours I made myself highly visible, making sure

everyone could see me and the heavy black letters on the bag that said THE SATURDAY EVENING POST.

When it was suppertime, I walked back home.

     "How many did you sell, my boy?" my mother asked.

     "None."

     "Where did you go?"

     "The corner of Belleville and Union Avenues."

     "What did you do?"

     "Stood on the corner waiting for somebody to buy a Saturday Evening Post."

     "You just stood there?"

     "Didn't sell a single one."

     "My God, Russell!"

     Uncle Allen put in, "Well, I've decided to take the Post." I handed him a copy and he paid me a nickle (五分

镍币). It was the first nickel I earned.

     Afterwards my mother taught me how to be a salesman. I would have to ring doorbells, address adults with

self-confidence (自信), and persuade them by saying that no one, no matter how poor, could afford to be

without the Saturday Evening Post in the home.

     One day, I told my mother I'd changed my mind. I didn't want to make a success in the magazine business. 

     " If you think you can change your mind like this," she replied, "you'll become a good-for-nothing." She

insisted that, as soon as school was over, I should start ringing doorbells, selling magazines. Whenever I said

no, she would scold me.

     My mother and I had fought this battle almost as long as I could remember. My mother, dissatisfied with

my father's plain workman's life, determined that I would not grow up like him and his people. But never did

she expect that, forty years later, such a successful journalist as me would go back to her husband's people

for true life and love.

1. Why did the boy start his job young?

A. He wanted to be famous in the future.

B. The job was quite easy for him.

C. His mother had high hopes for him.

D. The competition for the job was fierce.

2. From the dialogue between the boy and his mother, we learn that the mother was _____.

A. excited

B. interested

C. ashamed

D. disappointed

3. From the dialogue between the boy and his mother, we learn that the mother was _____.

A. excited

B. interested

C. ashamed

D. disappointed

4. What does the underlined phrase "this battle" (last paragraph) refer to?

A. The war between the boy's parents.

B. The arguing between the boy and his mother.

C. The quarrel between the boy and his customers.

D. The fight between the boy and his father.

5. What is the text mainly about?

A. The early life of a journalist.

B. The early success of a journalist.

C. The happy childhood of the writer.

D. The important role of the writer in his family.