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某高校为改善教育经费不足的状况，多方筹集资金开办了一家校办企业，命名为某实业发展公司。2001年10月，该公司为扩大经营规模，拟向某银行贷款150万元。银行要求该公司提供担保，但由于贷款数额太大无人愿意提供担保。这时银行提出可以由其主办人某高校作保证人，公司认为按照法律规定学校不能作担保人，但银行不以为然，并主动说服学校提供担保。最终该高校与银行签订了保证合同，保证在该公司不能到期偿还贷款本息则由学校代为支付。后该公司因投资失误，无力偿还贷款，因而某银行向该高校提出代为支付全部本金和利息的请求。对本案以下分析正确的是：

A．学校与银行之间签订的保证合同有效，学校应该承担保证责任

B．学校与银行之间签订的保证合同无效，学校不承担责任，

C．学校与银行之间签订的保证合同无效，但学校应当对全部本金和利息承担连带赔偿责任

D．学校与银行之间签订的保证合同无效，但学校承担赔偿责任的部分不超过债务人不能清偿部分的二分之一

答案

参考答案：D

解析：对本案首先要注意的是保证人的资格。《担保法》第9条规定：“学校、幼儿园、医院等以公益为目的的事业单位、社会团体不得为保证人”。因此本案中学校作为保证人将导致保证合同无效。但是，保证合同的无效并不表示保证人不承担任何责任，保证人只是不承担保证责任，但是要承担赔偿责任。根据《担保法解释》第7条规定：“主合同有效而担保合同无效，债权人无过错的，担保人与债务人对主合同债权人的经济损失，承担连带赔偿责任；债权人、担保人有过错的，担保人承担民事责任的部分，不应超过债务人不能清偿部分的二分之一。”本案中银行明知学校不能做保证人，却主动说服学校提供担保，应当认为其有过错，因此学校应当承担赔偿责任，但学校承担赔偿责任的部分不应超过债务人不能清偿部分的二分之一。

填空题

物品随意摆放会造成的后果有（），（），（）。
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填空题

Of all the employed workers in the United States, 12.5 million are part of a temporary workforce. The United States Bureau of Labor Statistics counts 9.2 percent of workers as those who have______(1) they term "alternative employment arrangements." The government predicts that temporary staffing agencies______(2) experience growth of 49 percent by 2010. If numbers increase at the rate ______ (3), these companies will add 1.9 million new jobs by 2010. That’’s more than any______(4) industry.Temporary workers were the first ones to be affected by the recent economic recession, but they are______(5) to be the first to regain positions as the economy picks up and companies work to rebuild. Employers use temporary workers as a resource because_______(6) offer flexibility and come at a low cost. Many temporaries are categorized as "independent contractors" instead of employees,______(7) allows the employer to avoid______(8) certain taxes. Because they are not required to offer benefits to temporary workers, companies can save a great deal of money by hiring temps. Usually, temporary workers can qualify_______(9) benefits if they work for a staffing company for a certain length of time. Most temps, however, do not continue with one company long______(10) to qualify for them because they regard the position as a step on the ladder to a______(11) position later.According to Richard Wahlquist, president of the American Staffing Association, 75_______(12) of temporary workers hope for transition out of the temporary staffing category______(13) a period of time. Wahlquist finds that temporary workers spend about 11 weeks on various assignments before their______(14) out of the temporary workforce. Many use temporary positions to gain experience and skills______(15) they move on to better jobs. Wahlquist says that the temp workforce as a whole turns______(16) 400 percent each year.Tom Dilworth, research director at the Employment Policies Institute, explains______(17) some workers like having temporary jobs______(18) it affords them a great deal of elasticity with time and everything. Some temps only have a limited______(19) of time to work and temp agencies can help coordinate jobs to fit their schedules. Other sometimes-employees use temporary jobs to get an______(20) to a company from the inside, to get a foot in the door of a certain business or career._______(21) others take temporary positions in hopes their employers will change them over to permanent positions eventually.Nearly all the industries in the United States use temporary workers.______(22) to Tim Costello, coordinator of the North American Alliance for Fair Employment, the growth of temporary labor threatens______(23) job security of permanent workers who fear replacement, as well as the temps who are more accustomed to turnover. He predicts that there will continue to______(24) a gradual shift from permanent employees to contingent staffing, and that such a_____(25) in workplace demographics will "lead to lower wages, poorer working conditions, and more instability."
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