问题 单项选择题

某保险公司计划推出一项医疗保险,对象是60岁以上经体检无重大疾病的老年人。投保者在有生之年如果患心血管疾病或癌症,则其医疗费用的90%将由保险公司赔付。为了吸引投保者,保险金又不能定得太高。有人估计保险金将不足以支付赔付金,因而会是个赔本生意。尽管如此,保险公司的老总们仍决定推出该项保险。
以下各项断定如果为真,其中,哪项最不可能是老总们做出上述决策的依据

A.题干中的估计只是一种悲观估计,事实上还存在着乐观的估计。

B.推出这种带有明显折赔风险的险种,有利于树立保险公司的道义形象和信誉,而这有利于开拓更大的保险市场。

C.随着全民健身的普及,中老年人中癌症和心血管疾病的发病率呈逐年下降的趋势。

D.随着相关科研的深入和医疗技术的提高,对癌症和心血管疾病的检测和医治近年内将会出现突破性的进展。

答案

参考答案:D

解析:D项所断定的对癌症和心血管疾病的检测和医治近年内将会出现突破性的进展,对上述保险计划既不会产生正面影响,也不会产生负面影响。因此,最不可能是题干中决策的依据。
其余各项都可能是上述决策的依据。

阅读理解

Katie always felt there had to be something more to life than just partying, buying clothes and driving a cool car. She finally discovered what she was missing out on when she traveled halfway around the world to help poor kids.

When she was 14, she discovered a club at school called Operation Smile, an organization that supports free operation for facially deformed kids in developing countries. At that time, she joined Operation Smile just to satisfy her school's community service requirement.

After working with Operation Smile for a while, she learned different countries have different deformities (畸形). The more she learned about what affects kids around the world, the more she wanted to go abroad with Operation Smile.

At 15, she was chosen to go abroad. She was so happy – even though she didn't realize what she was getting herself into. Before her trip, she attended a weekend "mission training". That's when she was told she'd be going to the Philippines. Although she was excited, one night during training, she broke down in tears. She didn't know if she was prepared to see all these unfortunate kids. She was put to work three days after her arrival in the Philippines. Her first day was at the hospital, where she met those kids waiting for operation, and they were running around and happy, it seemed normal. Her job was to play with the kids before their operation to help them feel more at ease. She also went to nearby schools to hand out toothbrushes and teach students how to brush their teeth.

When their operation was over, the kids were always overjoyed, but their parents were blown away. Sometimes they couldn't even recognize their kids because their appearances had improved so much. They'd cry and hug the doctors and nurses and give them presents--they were so grateful.

小题1:Why did the author join the Operation Smile?

A.To help poor kids in developing countries,

B.To satisfy her own curiosity.

C.To do what was required by the school.

D.To operate on those unfortunate kids.小题2:According to the passage, Operation Smile ____.

A.is a club popular with students

B.is an organization founded by students

C.helps those unfortunate kids learn how to smile

D.offers operation for those unfortunate kids free of charge小题3:Why did the author play with those kids in hospital?

A.To make them happy.

B.To learn more shout them.

C.To teach them how to brush their teeth.

D.To make them feel relaxed about the operation.小题4:After the operation, parents felt surprised for their kids' had improved so much.

A.health condition

B.looks

C.smile

D.mood

多项选择题