问题 单项选择题

案例二:邢女士有稳定收入,并拥有自己的住房。随着高等教育产业化的发展,高等教育收费水平越来越高。邢女士考虑尽早筹集女儿的高等教育费用。邢女士的女儿今年8岁,刚上小学二年级,预计18岁开始读大学。由于不太了解教育规划的工具及其运用,因此想就有关问题向理财规划师咨询。
根据案例二,回答6~14题:

目前大多数银行都开展了教育储蓄业务,理财规划师向邢女士介绍,教育储蓄也有缺点,如( )就不能通过教育储蓄实现。

A.规避利息税

B.规避家庭财务危机

C.规避损失本金的风险

D.获得高于活期存款的收益

答案

参考答案:B

解析: 教育储蓄是指为接受非义务教育积蓄资金,分次存入,到期一次支取本息的服务。此种储蓄方式的收益比较有保证,而且由于是零存整取,大大增加了资金的流动性,比较适合为子女积累学费,培养客户的理财习惯。教育储蓄只能用于非义务教育用途,不能用于规避家庭财务危机。

选择题
填空题

语法填空。

     阅读下面短文,按照句子结构的语法性和上下文连贯的要求,在空格处填人一个适当的词或使用

括号中词语的正确形式填空,并将答案填写在标号为1-10的相应位置上。

     Leaders of the European Union say they will help Greece as it struggles under a mountain of debt. They

promise to take action, 1______ needed, "to maintain financial stability in the euro (欧元) area as a whole."

     But the leaders did not announce any 2______ (detail) plan for Greece after meeting Thursday in Brussels.

they said that was 3______ Greece has not requested any financial support. European Commission President

said this means the government believes 4______ does not need the support.

     Businessmen had a mixed reaction 5______ the statements fromBrussels. Worries over Greek debt have

pushed the euro to its 6______ (low) value in months against the dollar. European Union finance ministers

are expected to talk about Greece when they meet in the Belgian capital next week.

     Sixteen of 7______ twenty-seven nations in the European Union use the euro as their currency. Now,

the stronger members 8______ (seek) ways to help the weaker ones.

     European Union rules limit the choices for a rescue. The European Central Bank and national central banks

are not permitted to aid members by purchasing their debt. European officials hope to avoid the economic

disasters 9______ could become even worse if Greece fails 10______ (pay) its debt. This year Greece's debt

could reach 120% of its GDP.