问题 阅读理解

How the iron of tomorrow (the first Self Clean Iron)can change your lifestyle today?

General Electric introduces the iron of tomorrow. The iron can clean itself. Inside where irons get dirty. Because it cleans itself each and every time you empty it.How? With a push of a magic blue button.

The magic blue button.The first thing you’ll notice that’s different about this iron is the blue button on the side. It’s marked “Self Clean”. Push this blue button, and you can wash out loose mineral deposits  that remain and block up inside. Push this button, and you’ve made life a lot easier.

Less chance of brown spotsSure, Self Cleaning Iron is going to cut down on brown spots. (Those ugly spots that happen on nice, cleanly pressed clothes.) Because a Self Cleaning Iron becomes clean each time you press that magic blue button.Steams much longerCommon sense tells you that if you’ve an iron that blocks less often it has to stay younger for a long period of time. In other words, it steams much longer. That’s another joy of owning General Electric’s Self Cleaning Iron.What does it mean to youToday you are doing so much more than just running a house and running after the kids. You’re working. You’re going to school. It’s all part of your lifestyle. The iron can change that lifestyle. By giving you less trouble before you iron. If we can make it easier for you to be a better wife, a better mother, a better housemaker, we want to. The new Self Cleaning Iron is another one of Home-Makers from General Electric.

Lifestlye.We’re with yours. GENERAL ELECTRIC

9.This passage is ______.

A.an introduction to General Electric     B.an operating instruction of Self Cleaning Iron

C.an advertisement of Self Cleaning Iron  D.a description of the change of lifestyle

10.This iron can clean itself by ______.

A.empting itself                       B.washing out mineral deposits 

C.blocking up mineral deposits          D.giving off more steam

11.According to the passage, what is most likely to attract the customers?

A.It is made by General Electric.            

B.The iron will not produce mineral deposits.

C.There will be fewer brown spots on pressed clothes.

D.Their clothes will be cleaned at the same time.

12.Self Cleaning Iron can help change your lifestyle because ______.

A.you can run your house better         B.you don’t have to run after the kids

C.you can use it while you are working    D.we want you to be a better housemaker

答案

9-12  CBCA

9.  从文中对于未来电熨斗优点的介绍可知,这是一篇关于它的广告。

10. 从第一段的第三句话及第二段“you can wash out loose mineral deposits that remain and block up inside”可知。

11.  由第四段less chance of brown spots可知。

12.  由“By giving you less trouble before you iron”可知。

单项选择题
单项选择题


吴芳是一家医院的医生,事业有成,但是家有一对双胞胎女儿,为了以后她们能更好的上学和自己家庭的幸福,想作一个理财规划。假如你接到了他们的请求,经过初步沟通面谈后,获得了以下家庭、职业与财务信息,你将作出怎么样的理财协助规划
一、案例成员
家庭成员姓名年龄职业
爸爸李明76高中教师
妈妈吴芳45医生
双胞胎女儿李小雨16高一
双胞胎女儿李小琴16高一
二、家庭资产负债表                  表1 家庭资产负债情况 (单位:万元)
家庭资产家庭负债
现金及活存3.5房屋贷款(余额)0
定期性存款12汽车贷款(余额)0
股票0消费贷款(余额)0
债券2.5信用卡未付款0
房地产(自用)130其他0
资产总计148负债总计0
净值(资产-负债)148
三、家庭收支表                     表2 每月收支状况 (单位:元)
每月收入每月支出
本人2500基本生活开销2500
配偶收入5000子女教育1800
合计7500合计 4300
每月结余(收入-支出)32000

                 表3 年度性收支状况 (单位:元)
收入支出
年终奖金15000(其中吴女士5000)保险费0
存款、债券利息3000产险0
股利、股息0其他(人情等)5000
合计18000合计 5000
每年结余(收入-支出)13000
四、理财目标
1.家庭保险规划:购买商业保险;
2.积累教育金:重点高中学费6500元/年,大学学费和生活费现值1.7万元/年;
3.子女婚嫁金准备:两子女10年后结婚,两人婚嫁金的现值为20万元;
4.积累养老金:退休生活水平为现在的七成,医疗费用现值为1000元/月。吴女士55岁退休,其先生60岁退休,都生活到80周岁。
五、假设条件
通货膨胀为3%,学费成长率为4%,工资成长率为4%,工资替代率为30%,婚嫁金增长率为3%,投资回报率为5%。

关于保险需求的计算方法,下列说法正确的是( )。

A.保险需求的计算方法主要有生命价值法和遗属需求法

B.按照生命价值法,应有保额=养生负债-实质净值

C.按照遗属需求法,应有保额=营生资产=未来净收入的折现值

D.对于生命价值法,通常先算出家庭总保额需求,然后再根据夫妻的收入比例进行分摊,对于遗属需求法,可以根据夫妻的净收入分别计算其所需保额