问题 单项选择题

下列关于贷款损失准备金的计提方法中,说法错误的是( )。

A.特别准备金是针对具体的突发性事件,对某一受影响的贷款组合计提的贷款损失准备金
B.损失概率的计算,主要是运用统计方法,搜集一定统计区间内各类贷款的历史损失记录计算得来的
C.在贷款损失准备金的集体中,对于一些金额小、数量多的贷款,要采取逐个处理
D.对于“非正常类贷款”,按照汇总分类结果,根据各类贷款不同的内在损失,分别予以计提准备金

答案

参考答案:C

解析: 在贷款损失准备金的集体中,对于一些金额小、数量多的贷款,可以不采取逐个处理。

阅读理解

阅读理解。

     What makes one person more intelligent than another? What makes one person a genius, like the brilliant

Albert Einstein, and another person a fool? Are people born intelligent or stupid, or is intelligence the result

of where and how you live? These are very old questions and the answers to them are still not clear.

     We know, however, that just being born with a good mind is not enough. In some ways, the mind is like

a leg or an arm muscle. It needs exercise. Mental (done with the mind) exercise is particularly important for

young children. Many child psychologists (心理学家) think that parents should play with their children more

often and give them problems to think about. The children are then more likely to grow up bright and intelligent.

If, on the other hand, children are left alone a great deal with nothing to do, they are more likely to become

dull and unintelligent. Parents should also be careful with what they say to young children. According to some

psychologists, if parents are always telling a child that he or she is a fool or an idiot, then the child is more likely

to keep doing silly and foolish things. So it is probably better for parents to say very positive (helpful) things to

their children, such as "That was a very clever thing you did." or "You are such a smart child."

1. The words "intelligent" and "brilliant" in the first paragraph probably mean _____ while "dull" in the second paragraph means _____. [ ]

A. bright and splendid; slow in thinking and understanding

B. pretty and handsome; ordinary-looking

C. great and important; common

D. hopeful and helpful; careless 

2. According to the context we can guess that a genius is _____ while an idiot is _____. [ ]

A. a normal person; a funny person

B. a strong person; a weak person

C. a highly intelligent person; a foolish or weak-minded person

D. a famous person; an ordinary person 

3. A person _____ is more likely to become a genius. [ ]

A. whose parents are clever

B. often thinking about difficult problems

C. often helped by his parents and teachers

D. born with a good brain and putting it into active use 

4. It is better for parents _____. [ ]

A. to praise and encourage their children more often

B. to be hard on their children

C. to leave their children alone with nothing to do

D. to give their children as much help as possible 

5. Which of the following is NOT true according to the article?[ ]

A. Parents play an important part in their children's growth.

B. The less you use your mind the duller you may become.

C. Intelligence is obviously the result of where and how you live.

D. What makes a person bright or stupid is still under discussion.

单项选择题