问题 多项选择题

《保险法》中的保险利益原则是指投保人应当对保险标的具有法律上承认的利益,否则会导致保险合同无效。下列哪些选项符合保险利益原则( )

A.张三经朋友李四同意,为其购买一份人寿险

B.王五为自己刚出生两个月的孩子购买一份人身险

C.甲公司为其经营管理的风景区内的一颗巨型钟乳石投保一份财产险

D.乙公司为其一座已经投保的仓库再投保一份财产险

答案

参考答案:A,B,C,D

解析: 《保险法》第31条规定,投保人对下列人员具有保险利益: (1)本人;(2)配偶、子女、父母;(3)前项以外与投保人有抚养、赡养或者扶养关系的家庭其他成员、近亲属;(4)与投保人有劳动关系的劳动者。除前款规定外,被保险人同意投保人为其订立合同的,视为投保人对被保险人具有保险利益。订立合同时,投保人对被保险人不具有保险利益的,合同无效。据此,AB选项正确,当选。财产保险的投保人对因下列事由产生的经济利益具有保险利益:(1)物权。(2)合同。(3)依法应当承担的民事赔偿责任。C选项中,对于甲公司经营管理的风景区内的巨型钟乳石,甲公司虽然没有所有权,但是若毁损,依据合同甲公司会受有损失,因此甲公司有保险利益,故C选项当选。对于D选项,由于乙公司是该仓库的所有人,所以其有保险利益,至于其重复保险的行为,其效力如何属于另一个问题,不影响保险利益,故D选项当选。

阅读理解

阅读理解。

      Most people around the world are right-handed. This also seems to be true in history. In 1997, scientists

studied works (作品) of art made at different times from 15,000 B.C. to the 1950s. Most of the people shown in

these works are right-handed, so the scientists guessed that right-handedness has always been common through

history. Today, only about 10% to 15% of the world's population is left-handed.

      Why are there more right-handed people than left-handed ones? Scientists now know that a person's two

hands each have their own jobs. For most people, the left hand is used to find things or hold things. The right

hand is used to work with things. This is because of the different work of the two sides of the brain (大脑).

The right side of the brain, which makes a person's hands and eyes work together, controls the left hand. The

leftside of the brain, which controls the right hand, is the centre for thinking and doing problems. These findings

show that more artists should be left-handed, and studies have found that left-handedness is twice as common

among artists than among people in other jobs.

      No one really knows what makes a person become right-handed instead of left-handed. Scientists have

found that almost 40% of the people become left-handed because their main brain is damaged (损害) when they

are born. However, this doesn't happen to everyone, so scientists guess there must be another reason (原因),

why people become left-handed. One idea is that people usually get right-handed from their parents. If a person

does not receive the gene (基因) for right-handedness, he/she may become either right or left-handed according

to the chance (偶然性) and the people they work or live with.

      Though right-handedness is more common than lefthandedness, people no longer think left-handed people

are strange or unusual. A long time ago, left-handed children were made to use their right hands like other

children, but today they don't have to.

1. After studying works of art made at different times in history, the scientists found ________. [ ]

A. the art began from 1 500 B.C.

B. the words of art ended in the 1950s

C. most people shown in the works of art are right-handed

D. most people shown in the works of art are left-handed

2. How many people in the world are left-handed now? [ ]

A. Less than one sixth.

B. More than a half.

C. About 40 %.

D. The passage doesn't tell us.

3. What is the left hand for most people used to do?[ ]

A. It's used to find or hold things.

B. It's used to work with things.

C. It's used to make a person's eyes work together.

D. It's the centre for thinking and doing problems.

4. According to (根据) the passage, which of the following is NOT true? [ ]

A. No one really knows what makes a person become right-handed.

B. Left-handedness is cleverer than right-handedness.

C. Today children are not made to use their right hands only.

D. Scientists think there must be some reason why people become left-handed.

5. The best title (题目) foe this passage is ________. [ ]

A. Scientists' New Inventions

B. Left-handed People

C. Which Hand

D. Different Brain, Different Hands

单项选择题 A1/A2型题