商业银行开办个人理财业务的时候，需要向银监会申请。在申请时需要报送的材料不包括( )。

A．由商业银行负责人签署的申请书

B．业务性质、目标客户群以及相关分析预测

C．近三年内银行的财务报告

D．商业银行内部相关部门的审核意见

While evaluating the needs of a client during the second trimester, the nurse can anticipate which of the following ？（）

A．Feelings of disbelief and ambivalence.

B．Feelings of clumsiness and "ugliness".

C．Increasing introspection but a general sense of well-being.

D．Anxiety about the labor and delivery experience.