行为金融模型之一—BSV模型认为，人们在进行投资决策时会存在两种心理认知偏差，它们是（）。
A．判断偏差
B．选择性偏差
C．系统性偏差
D．保守性偏差
参考答案：B, D
解析：BSV模型认为，人们在进行投资决策时会存在两种心理认知偏差：选择性偏差和保守性偏差。这两种偏差常常导致投资者产生两种错误决策：反应不足或反应过度，从而影响投资者做出正确判断。
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| A woman in her sixties lived alone in her little cottage with a pear tree at her door. She spent all her time taking care of the tree. But the children nearby drove her 1 by making fun of her. They would climb her tree and then run away with pears, 2 "Aunty Misery" at her. One evening, a passer by asked to 3 for the night. Seeing that he had an 4 face, she let him in and gave him a nice 5 . The next morning the stranger, actually a sorcerer (巫师), thanked her by granting (允准) her 6 that anyone who climbed up her tree 7 not be able to come back down until she 8 it. When the children came back to steal her 9 , she had them stuck on the tree. They had to beg her long 10 she gave the tree permission to let 11 go. Aunty Misery was free from the 12 at last. One day another man 13 her door. This one did not look trustworthy to her, 14 she asked who he was. "I am Death, I've come to take you 15 me." said he. Thinking fast Aunty Misery said, "Fine, but I'd like to 16 some pears from my dear tree to remember the 17 it brought to me in this life. But I am too 18 to climb high to get the best fruit. Will you be so 19 as to do it for me?" With a deep sigh, Mr. Death climbed up the tree 20 and was immediately stuck to it. No matter how much he warned or begged, Aunty Misery would not allow the tree to let Death go. | ||||
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