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问题 单项选择题

对公业务是商业银行的支柱业务，关于其地位和作用下列说法不恰当的是（）。

A.对一般大型商业银行而言，法人贷款占商业银行信贷资产比重最小

B.做大做强对公业务是商业银行的重要经营目标，也是商业银行扩大资产规模、提升市场地位的基本手段之一

C.对公业务客户金融需求丰富，是商业银行发展中间业务的主要目标客户群

D.对公存款是商业银行负债的重要组成部分，稳定和充足的对公存款对于保持银行良好流动性、改善银行存款结构、降低银行经营成本具有重要作用

答案

参考答案：A

问答题 简答题

编制城市规划应遵循哪些原则？
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问答题

The Theory of Continental Drift has had a long and turbulent history since it was first proposed by Alfred Wegener in 1910. (46) Vigorously challenged yet widely ignored, the theory had languished for half a century, primarily due to its lack of a plausible mechanism to support the proposed drift. With the discovery of sea-floor spreading in the late 1950’s and early 60’s, the idea was reinvigorated. Plate tectonics is now almost universally accepted. Many details of the mechanism are to be worked out.

The surface of the Earth is divided into approximately six large plates, plus a number of smaller ones. The plates are’ bounded by an interconnected network of ridges, transform faults, and trenches. Ridges, also called spreading centers, occur where two plates are moving away from each Other. As the plates separate, hot molten mantle material flows up to fill the void. (47) The increased heat resulting from this flow reduces the density of the plates, causing them to float higher, thus elevating the boundaries by many thousands of feet above the colder surrounding sea floor. (48) Ridges on the ocean floor form the longest continuous ranges of mountains on the planet, but. only in a very few places on the Earth do these mountains rise above the ocean surface.

New sea floor is constantly being created along spreading centers. Obviously somewhere else old sea floor must be going away. This occurs in trenches, also called subduction zones. Trenches occur along the boundary between two plates that are moving towards each other. (49) Where this occurs, one plate is bent downwards at about a 400 angle and plunges under the other plate’s leading edge, eventually to melt back into the liquid mantle below. As the subducting plate is heated back up to mantle temperatures, certain minerals in the plate melt sooner than others. (50) Minerals that melt at lower temperatures and are lighter than the surrounding material tend to rise, melting their way up through the overriding plate to erupt as volcanoes on the ocean floor. As these volcanoes grow, they rise above the ocean surface to form lines of islands along the leading edge of the overriding plate. Numerous islands of Micronesia and Melanesia in the western Pacific were created in this way.

(47) The increased heat resulting from this flow reduces the density of the plates, causing them to float higher, thus elevating the boundaries by many thousands of feet above the colder surrounding sea floor.
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