问题 单项选择题

一些国家为了保护储户免受因银行故障造成的损失,由政府给个人储户提供相应的保险。有的经济学家指出,这种保险政策应对这些国家的银行故障率高承担部分责任。因为有了这种保险,储户在选择银行时就不关心其故障率的高低,这极大地影响了银行通过降低故障率来吸引储户的积极性。
为使上述经济学家的论证成立,以下哪项是必须假设的

A.银行故障是可以避免的
B.储户有能力区分不同银行的故障率的高低
C.故障率是储户选择银行的主要依据
D.储户存人的钱越多,选择银行就越谨慎

答案

参考答案:B

解析: 前提型题目。题干推理从“政府给个人储户提供相应保险的政策使储户在选择银行时就不关心其故障率的高低”,推出“这种保险政策应对这些国家的银行故障率高承担部分责任”,所依赖的假设是“储户有能力区分不同银行的故障率的高低”,否则就谈不上“这种政策使储户在选择银行时不关心其故障率的高低”,也就谈不上“这种保险政策应对这些国家的银行高故障率承担部分责任”。

阅读理解

Have you ever seen snow? Many people in the world have not. Some countries never have snow; some have only a little on the tops of very high mountains. In the north of England, there is quite a lot of snow every winter, but in the south of England, there is usually little.

When a student from a warm country comes to England in autumn for the first time, he feels cold at first. There are often dark clouds, grey sky and cold rain in England in autumn, and most students from warm countries do not like this.

But snow is different. Though it is cold, it is also beautiful. Perhaps, after several dark mornings, the student wakes up one day, and there is a lot of light in his room. He thinks “Is it so late?” and jumps out of bed. But no, it is not very late. He looks out of the window and there is the snow on the ground and on the houses and everywhere. The light of his room comes from clean, beautiful snow.

小题1:In which part of England is there much snow in winter?

A.In the east.

B.In the north.

C.In the west.

D.In the south.小题2:In the autumn of England, we can NOT often see __________.

A.grey sky

B.dark clouds

C.strong winds

D.cold rain小题3: Why does the student ask himself “Is it so late?”

A.Because he has some work to do.

B.Because it is bright in the room.

C.Because it is really late.

D.Because he usually gets up early.小题4: Which of the following statements is true?

A.Every country in the world has snow in winter.

B.Foreign students like the weather in England.

C.It is often very warm in the autumn of England.

D.Many people in the world haven’t seen snow.

选择题