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问题 单项选择题

案例一：李先生参加了X市的住房公积金制定，打算购买一套价值50万元的自住普通住房，首付款为房价的30%。李先生打算申请个人住房公积金贷款，根据X市的相关规定，李先生可申请的个人住房公积金贷款最高额度为10万元。由于个人住房公积金贷款仍不足以支付剩余的房款，李先生准备申请个人住房商业性贷款。

根据案例一回答71-78题：

李先生申请个人住房商业性贷款时不必具备的条件为（）。

A．具有城镇常住户口或有效居留身份

B．有稳定的收入，信用良好

C．有所购住房全部价款30%以上的自筹资金

D．有银行认可的资产作为抵押或质押

答案

参考答案：C

问答题

当钢条靠近磁针的N极时，N极远离钢条，根据这一现象（　　）

A．可以确定钢条原来一定有磁性，且钢条与磁针接近一端是N极

B．可以确定钢条原来一定有磁性，且钢条与磁针接近一端是S极

C．不能确定原来有没有磁性

D．可以确定钢条原来一定无磁性
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填空题

When I tell people that I’m a professor of communication, they often are confused (1) what the term "communication" means. Many people think mass communication is the (2) type of communication, but mass communication is only one form of communication. The study of mass communication focuses on messages that are (3) over (4) such as television, newspapers, and radio. Other areas of (5) focus on the messages individuals send to one another. Some of the major contexts in which communication is studied (6) the interpersonal context, the organizational context, and the intercultural context. A scholar studying (7) communication, for example, might examine how married couples (8) with misunderstandings and the effects these misunderstandings have on (9) satisfaction. Organizational communication scholars, on the other hand, might study (10) the communication styles used by managers and their subordinates influence productivity and efficiency in a company or factory.
My area of specialization is intercultural communication. Intercultural communication is an (11) field of study which incorporates research from disciplines (12) as social psychology, sociology, cultural anthropology, sociolinguistics, and of course, communication. One of the (13) important areas of research addressed by intercultural scholars is how misunderstandings can be (14) when people communicate with Others from different (15) . To understand the process of intercultural communication, we must study how individuals’ cultural backgrounds (16) their communication behaviors.
The area of intercultural communication is a relatively new (17) of study even in the United States. While most Chinese students studying communication in the United States (18) on mass communication, there are some who are interested in intercultural communication and plan to return to China to teach and (19) research in this area. The work of these Chinese scholars on intercultural communication is important because it will help improve (20) between Chinese and Americans in the future.
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