问题 阅读理解

阅读理解。

  About 21,000 young people in 17 American states do not attend classes in

school buildings.

  Instead, they receive their elementary and high school education by working

at home on computers. The center for Education Reform says the United States

has 67 public “cyberschools(网络学校)” and that is about twice as many as

two years ago.

  The money for students to go to a cyberschool comes from the governments

of the states where they live. Some educators say cyberschools receive money

that should support traditional public schools. They also say it is difficult to

know if students are learning well.

  Other educators praise this new form of education for letting students work

at their own speed. These people say cyberschools help students who were

unhappy or unsuccessful in traditional schools. They say learning at home by

computer ends long bus rides for children who live far from school.

  Whatever the judgment of cyberschools, they are getting more and more

popular. For example, a new cyberschools called Commonwealth Connections

Academy will take in students this fall. It will serve children in the state of

Pennsylvania from ages five through thirteen.

  Children get free equipment for their online education. This includes a

computer, a printer, books and technical services. Parents and students talk with

teachers by telephone or by sending emails through their computers when

necessary.

  Students at cyberschools usually do not know one another. But 56 such

students finished studies at Western Pennsylvania Cyber Charter School recently

met for the first time. They were guests of honor at their graduation.

1. What do we know from the text about students of a cyberschools?

A. They have to take long bus rides to school.

B. They study at home rather than in classrooms.

C. They receive money from traditional public schools.

D. They do well in traditional school programs.

2. What is a problem with cyberschools?

A. Their equipment costs a lot of money.

B. They get little support from the state government.

C. It is hard to know students' progress in learning.

D. The students find it hard to make friends.

3. Cyberschools are getting popular because _____.

A. they are less expensive for students        

B. their students can work at their own speed

C. their graduates are more successful in society

D. they serve students in a wider age range

答案

1-3 BCD

单项选择题


假设陈先生与陈太太是你的新客户,目前正面临生涯与家庭上的转变,需要金融理财师协助规划。经过初步沟通面谈后,你获得了以下家庭、职业与财务信息:
一、案例成员
家庭成员年龄职业身体状况
陈先生40天宇服务咨询公司的老板
陈太太40家庭主妇
陈小明10小学三年级学生
二、收支情况
陈先生税后月收入为3万元;陈太太无工作收入。目前家庭月生活支出为5000元。
三、资产情况
(1)实物资产:市价150万元的自住房产一套,贷款7成。根据签订的银行贷款合同,等额本息按月还款,年利率6.5%,期限15年;
(2)金融资产:当前拥有股票型基金价值60万元。2007年初,陈先生的个人积蓄达到 100万元,当时正是中国股市走强的时期,而银行利率相对又较低,陈先生便把这笔钱取出来进行证券投资,其在上海证券交易所买了20万元大唐集团的A股股票和2万元民生银行发行的可转换债券。剩余的资金平均分为两部分,一部分用于购买当时正在发行的面值100元的十年期国债,国债票面利率为5%,市场利率为5%;另一部分投资了货币市场基金。
四、保险状况
陈先生一家目前无商业保险。
五、理财目标
1.计划每年年底花费现值1万元用于外出旅游消遣,持续30年;
2.8年后计划送儿子出国读4年大学,每年学杂费现值25万元;
3.夫妻两人满55岁时退休,生活至80岁,每年的家庭生活费用开销相当于现值6万元;
4.陈太太离世时,计划留税后100万元遗产给儿子。
六、假设条件
通货膨胀率为3%,收入成长率为5%,投资报酬率为10%,房价成长率为5%,学费成长率为5%。

陈先生在上海证券交易所购买了20万元大唐集团的A股股票,其所购买的A股股票通常是指( )。

A.是由我国境内公司发行,供境内机构、组织或个人(不含台、港、澳投资者)以人民币认购和交易的普通股股票

B.即人民币特种股票,是以人民标明面值,以外币认购币和买卖,在上海和深圳两个证券交易所上市交易的股票

C.在内地注册,在香港上市的外资股

D.在内地注册,在纽约上市的外资股

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