问题 单项选择题

市场“盲点”使消费者经常陷入困境。在一些大商场、大超市,各类商品不可谓不多,各种服务行业也日趋“五花八门”,但是现实生活中,几乎每一位消费者都有为找一种特殊服务或是一种急需商品“问破嘴皮儿”“跑断腿儿”却仍寻觅不到,只能干着急的时候。
同时,这些“盲点”其实也正是市场的亮点。现在不少城市人在闲暇时,都有回归山野,贴近自然的愿望,而山野旅游专用的露宿睡袋、简易帐篷、远足背袋等装备却难觅踪影,偶尔有商家出售,其价格也足以令大多数人却步。随着生活节奏的加快和对健康的重视,消费者呼唤营养全面的快捷食品,而这些方面的食品品种却十分单调。加速变化时代“催生”了房屋设计、监理,方便食品等新要求,无奈此类需求因相关产业发展滞缓,形成产业“盲点”而无法得到满足。
如今的厂商都为寻找新的商机而挖空心思,不想在身后留下一批“有点”产业。有关专家认为,这些“盲点”产业中,一部分是由于新需求尚未引起广泛关注而造成的。另有一部分,像老年产业刚好是被长期忽视的。厂商们普遍认为“长期漠视”的都是生产利润较小的产业,他们不愿倾力经营。比如,老年服装利润比时装要小得多。但专家认为,我国商业正在向“薄利时代”过渡,“不以利小而不为”应该成为有眼光厂商的经营理念。
新需求[ ]新产业的快速跟进,长期被忽视的产业更需要工商界重新认识,这些产业“盲点”和“空白”若能及早被发现、填补,消费者就会痛快地“掏腰包”,厂商也可以如愿赢得大市场。

下列说法与原文意思不符的一项是( )。

A.尽管今天厂商都为寻找新的商机而挖空心思,然而市场上却出现了许多“盲点”,即市场的空白点,这些“盲点”,部分是销售利润和服务收费较少的行业

B.形成市场盲点的原因,其一是由于消费者新的需求尚未引起广泛的关注,其二是某些产业像老年产业长期被厂家和市场所漠视

C.只要厂家和商家转变观念,对市场“盲点”重新认识,就能把“盲点”变成“亮点”,培育出市场的新商机

D.专家认为,市场“盲点”孕育商机;消费者也感到,我国商业正在向“薄利多销”的时代过渡;商家厂家也认识到了“不以利小而不为”的道理

答案

参考答案:D

解析: 根据第三段最后一句可知,“薄利时代”、“不以利小而不为”不是消费者和商家的观点,而是专家的观点。故选D。

单项选择题
填空题

Have life insurance Is it enough or maybe too much


Most parents know that they need life insurance. But many would rather have a root canal than shop for the best life insurance policy.
"People don’t think about, ’What will my family do if I am gone and not earning a living ’" says Peter Katt, a fee-only life insurance adviser. "The whole point of this kind of planning is to provide the family with maximum flexibility so they’re not stuck."
(1) Too often, parents make a quick decision, ignoring important considerations. Among their mistakes, one is that they do not buy enough life insurance. (2) "They don’t think that the person who is not bringing in an income needs life insurance," says Greg Daugherty, executive editor of Consumers Union. But if that person dies, the other parent can’t stop working and usually has to pay someone to help care for the family.
(3) Katt recommended that one young couple should buy $3 million for the husband who earns $100,000 a year and $1 million for the stay-at-home wife.
At the same time, many families rely on employer-provided life insurance, but employer-provided coverage is rarely sufficient to support your family. (4) Some employers provide a year’s salary, but that may also fall well short of the amount your family would need to maintain its standard of living.
Some employers let workers buy group life insurance through payroll deductions. That may be a good deal for workers who have health problems that would disqualify them for an individual policy. (5)
Another drawback is that if you leave your job, you may not be able to take your insurance. "Given the job market, most of us are not absolutely certain that our jobs are secure," Daugherty says. (6)
On the other hand, some families buy too much insurance. Not everyone needs life insurance. Some people buy life insurance for babies, which is unnecessary, unless the baby is a child model who is supporting the family, Daugherty says: (7) . Single people and those who have no children to care for usually don’t need life insurance.
Katt says a man with substantial savings in stocks and bonds and other sources of income recently asked him how much life insurance he needs. "I said none," Katt says. (8)
A. Many employer-provided policies provide a death benefit of $10,000 to $25,000 — barely enough to cover your funeral expenses.
B. Families don’t always insure a parent who is staying home to care for the children.
C. "There are people who don’t need life insurance but have it and many more people who need it but are woefully uninsured."
D. The purpose of insurance is to replace the income that a family has been relying on.
E. "Even if you have a lot of insurance at work, it makes sense to have some more insurance on your own."
F. To make insurance more affordable, you may not need to buy the same amount of insurance for both parents.
G. Planning for your death is not a cheerful topic.
H. But if you’re young and healthy, you may be able to get a better rate on your own.