问题 问答题

某风险组合到年末时要么值50000元,要么值150000元,其概率都是50%。无风险年利率为5%。

如果你要求获得7%的风险溢价,你愿意付多少钱来买这个风险组合

答案

参考答案:风险组合年末预期价值为:0.5×50000+0.5×150000=100000元。当风险溢价为7%时,要求的投资收益率就等于12%(=5%+7%)。因此风险组合的现值为:
100000/1.12=89285.71元

阅读理解

阅读理解。

    The physicians in a hospital form the center of medical staff. But they could not

provide effective medical care to their patients without the help of numerous other

medical employees. From the viewpoint of the patients, the nursing staff is particularly

important. Nurses are usually in close contact with patients as long as they are in the

hospital.

    A nurse does not study for as many years as a doctor. however , each must be equally

dedicated. Caring for sick persons requires a great deal of patience and concern. Most

nurses work long days, and they often must work at odd hours or during the night.

    Under the supervision (监管) of the head nurse, the nursing staff must provide nursing

services on a 24-hour basis and attend to patients' needs. This responsibility continues

around the clock, and so nurses must work in shifts. A shift is a period of duty, usually

eight in length. The nurses on the ward rotate their shifts. Some take turns working night

duty; others work odd shifts.

    A nurse must always be alert. She can never afford to be careless. This is true in all

nursing situation, but it is especially true in the intensive care unit. Patients under

intensive care are critically ill, and they must be monitored at all times. The nurses who

do intensive care duty have one of the most demanding jobs in the hospital.

    Serving as a nurse can be a very rewarding job. But it is not an easy one. Not every

person is suited to become a nurse. Only very dedicated people have chosen nursing as a

profession.

1. The nursing staff ______. [     ]

A. are central to the medical staff

B. play an important role in caring for patients

C. can work effectively without physicians

D. are always in close contact with the patients

2. Why don't nurses study for as many years as doctors? [ ]

A. They don't treat patients for illness and injury.

B. Most nurses work long days.

C. Caring for sick patients requires patience and concern.

D. They are not dedicated.

3. Nurses work in shifts because ______. [ ]

A. they are careless.

B. nursing services must be provided continuously.

C. they work at night from time to time.

D. a shift is usually eight hours long.

4. What kind of person is suited to become a nurse? [     ]

A. A very careful person.

B. An able person.

C. A very dedicated person.

D. A specially trained person.

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