当保险事故发生后，保险人应当及时履行赔偿或给付保险金的责任。这一过程需要经过一定的程序，这就是（）。

A.保险索赔

B.保险理赔

C.保险索赔和理赔

D.赔偿给付

A project planning methodology is any structured approach used to guide the project team during development of the project plan. What is an example of this methodology

A) Standard forms or templates.
B) Upper management involvement.
C) Functional work authorizations.
D) Stakeholders skills.