依最高院司法解释，除当事人另有约定外，贷款合同的履行地为（）。
参考答案：贷款方或商业银行所在地
— It was a heavy snow last night. Are we all here now?
— Yes, and _____ of us was late for school.
A．all
B．either
C．neither
D．none
感知综合障碍包括________、________、________和________。
