问题 多项选择题

选择最低还款额方式的贷记卡持卡人,未偿还最低还款额的,( )。

A.应当支付未偿还部分自银行记账目起、按规定利率计算的透支利息

B.应当支付未偿还部分自规定的到期还款日起、按规定利率计算的透支利息

C.发卡银行对持卡人,按最低还款额未还部分的3%收取滞纳金和超限费

D.发卡银行对持卡人,按最低还款额未还部分的5%收取滞纳金和超限费

答案

参考答案:A,D

解析: AD选项符合相关规定。未偿还最低还款额时,计收利息是从银行记账日开始,而不是从到期还款日起,也就是说不再享受免息还款期待遇;滞纳金和超限费是按最低还款额未还部分的5%收取。

单项选择题
填空题

In America there are no nobles or men of letters, and the common folk mistrust the wealthy. Consequently, (1) form the highest political class, and the most cultivated circle of society. They have therefore (2) by innovation, which adds a conservative interest to their natural taste for (3) . If I were asked where I place the American aristocracy, I should reply (4) that it is not composed of the rich, who are united together by (5) , but that it occupies the judicial bench and the bar.
When I started researching this topic, I found an interesting (6) Legal Reform Now. As the name suggests, this web site is devoted to (7) , and it is definitely concerned about the dominance of lawyers in (8) . There I read an article by a (9) from the University of Wisconsin. One observation the UW article (10) is that the legal profession is the dominant profession of the people (11) to public office. For example, about half our representatives and (12) of our senators are lawyers. No other profession (13) having the same number of people in political office.
Effectively, lawyers form our nation’s (14) organized political constituency in America. Lawyers (15) and lawyers interpret our laws. When judges are appointed, the American Bar Association is the only (16) that is consulted to rate the fitness of potential judicial appointees.
Our nation has been in existence for (17) and lawyers have been this nation’s aristocracy since its (18) . Our system works, but do we really want to have a single profession (19) our nation. Specifically, do we want to have the legal profession in charge (20) , that is something to think about.

In America there are no nobles or men of letters, and the common folk mistrust the wealthy. Consequently, (1) form the highest political class, and the most cultivated circle of society. They have therefore (2) by innovation, which adds a conservative interest to their natural taste for (3) . If I were asked where I place the American aristocracy, I should reply (4) that it is not composed of the rich, who are united together by (5) , but that it occupies the judicial bench and the bar.
When I started researching this topic, I found an interesting (6) Legal Reform Now. As the name suggests, this web site is devoted to (7) , and it is definitely concerned about the dominance of lawyers in (8) . There I read an article by a (9) from the University of Wisconsin. One observation the UW article (10) is that the legal profession is the dominant profession of the people (11) to public office. For example, about half our representatives and (12) of our senators are lawyers. No other profession (13) having the same number of people in political office.
Effectively, lawyers form our nation’s (14) organized political constituency in America. Lawyers (15) and lawyers interpret our laws. When judges are appointed, the American Bar Association is the only (16) that is consulted to rate the fitness of potential judicial appointees.
Our nation has been in existence for (17) and lawyers have been this nation’s aristocracy since its (18) . Our system works, but do we really want to have a single profession (19) our nation. Specifically, do we want to have the legal profession in charge (20) , that is something to think about.