问题 多项选择题

申请个人住房贷款的条件主要有()。

A.是具有完全民事权利能力的人

B.有足够代偿能力的单位或个人作为保证人

C.在当地有有效居留身份

D.有贷款人认可的资产作为抵押或质押

E.具有真实合法有效的购买住房的合同或协议

答案

参考答案:B, C, D, E

单项选择题
阅读理解

The following table shows some results of a survey (调查)in which 800 Japanese school pupils were asked to give their impressions(印象)of their classroom teachers. The pupils’ impressions were found to differ depending on whether the teacher was new (with less than three years’ experience), middle-standing(ten to twenty years), or veteran(有经验的)(twenty to thirty years). The numbers in the table show the percentage of the pupils who answered “very satisfied” or “extremely satisfied” for each question item (项目)
Question Items
New
Middle-standing
Veteran
1.Shows sense of humor in class
2.Explains clearly
3.Teaches in a relaxed(放松的)manner.
4. Writes neatly on the blackboard
5. Lets pupils ask questions in class
6. Makes checks in notebooks
7. Speaks loudly and clearly
8. Treats pupils equally
9. Cares about pupils opinions
10. Spends time with pupils between classes
42
33
30
9
18
22
45
43
47
25
56
58
46
43
30
30
85
58
43
10
70
68
65
56
47
43
54
42
17
6
 
1. The pupils’ evaluation(评价)can be said to rise at a steady rate(比率)as their teachers’ experience increases in Question Items______.
A. I and 4    B. 3 and 5     C. 6 and 8    D. 9 and 10
2. In contrast(对比)to the new teachers, the middle-standing and veteran teachers seem to have made a remarkable(显著的)improvement in their ability to _______.
A. be fair to any pupil         B. evaluate pupils’ progress
C. present materials clearly     D. understand and play with pupils
3. Pupils seem to regard the new and the middle-standing teachers as being more_____.
A.relaxed in class than the veterans
B.interested in pupils’ ideas than the veterans
C.neat in appearance than the veterans
D.skilful at explaining than the veterans
4. Which of the following statements is true according to the table?
A.In the new teachers’ classes, pupils seem to ask questions more freely.
B.Pupils seem to be quite satisfied with the amount(量)of time their teachers spend with
them between classes.
C.The evaluation of the middle-standing teachers is lower than that of the veterans in seven
items.
D.Though veterans do not play games with pupils during breaks, their teaching is rated
highly.