问题 单项选择题

为避免养老金制度面临破产之灾,英国政府主要从四方面改革这项制度:一是增加养老保险缴费。从2011—2012财政年度开始,雇员和雇主的缴纳比例将各上升1%。二是推迟退休年龄。无论男女领取养老金的年龄都将进一步提高。三是对职业养老金加以改革,要求所有年收入7475英镑以上、年龄在22岁到法定退休年龄之间、没有参加任何职业养老金计划的劳动者都将“自动加入”职业养老金计划。四是成立了由政府资助的低成本的国家职业储蓄信托来管理职业养老金计划。国家职业储蓄信托具有超低的0.3%年管理费率,届时第三支柱的私人养老金、个人寿险会更多地和第二支柱融合,统一使用国家职业储蓄信托平台,从而构成英国养老金的主体。

英国政府养老金制度改革措施的实质是()。

A.增加更多的养老金品种以供选择

B.统一使用国家职业储蓄信托平台

C.增强职业养老金制度的吸引力

D.增加养老金收入并节约其开支

答案

参考答案:D

解析:

这是一道主旨概括题。文段主要阐述了英国养老金制度的四项改革措施。D选项为四项改革措施的概括总结。故正确答案为D选项。

A、C两项的内容在文段中没有提及,B项是对第四方面内容的概括。

阅读理解
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                              WORLDWATCH
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单项选择题 A1型题