问题 单项选择题

现年28岁的路先生在某进出口贸易公司担任高级职员,每月税前收入为9,000元。路先生的妻子黄女士今年27岁,在一家外资企业担任文员,每月税前收入为5,500元。他们有一个宝贝女儿,今年3岁,正在上幼儿园。路先生夫妇刚刚购买了一套价值60万的住房,贷款总额为40万元,贷款利率5.5%,20年还清,他们采取的是等额本息还款方式,刚刚还款一个月。路先生目前在银行的存款有10万元,其中包括银行利息约1,200元(税后)。由于路先生认为投资股票的风险比较高,所以路先生除银行存款外只有总值5万元的债券基金,包括全年取得的收益2,100元。路先生并无其他投资。为应付日常开支需要,路先生家里常备有3,000元的现金。除了每月需要偿还的房贷以外,路先生一家每月的生活开支保持在3,500元左右。去年,陆先生一家除全家外出旅游一次花销6,000元外,并无其它额外支出。由于路先生夫妇所在单位为他们提供了必要的社会保障,因此他们尚未对购买商业保险形成足够的认识。考虑到以后子女教育是一项重要的支出,路先生决定从现在开始就采取定期定额的方式为孩子储备教育金。注:各项财务信息截至2005年12月31日,数据采集时间为2006年1月10日。

客户资产负债表反映的是客户个人资产负债(   )的基本情况。

A.某一时期

B.上一年度

C.上一年末

D.某一时点

答案

参考答案:D

单项选择题
阅读理解

阅读理解

     Olaf Stapledon wrote a book called First and Last Men, in which he looked millions of years ahead.  

He told of different men and of strange civilizations, broken up by long dark ages in between. In his view, what is called the present time is no more than a moment in human history and we were just the First

Men. In 2 000 million years from now there will be the Eighteenth of  "last men". 

     However, most of our ideas about the future are really very short-sighted. Perhaps we can see some

possibilities for the next fifty years. But the next hundred? The next million? That's much more difficult.

     When men and women lived by hunting 50 000 years ago, how could they even begin to picture

modem life? Yet to men of 50 000 years from now, we may seem as primitive(原始的) in our ideas as

the Stone Age hunters to us. Perhaps they will spend their days gollocking to make new spindles, or

struggling with their ballalators through the tribes. These words, which I have just made up, have to

stand for things and ideas that we simply can't think of.

     So why bother even to try imagining life far in the future? Here are two reasons. First, unless we  

remember how short our own lives are compared with the whole human history, we are likely to think

our own interests are much more important than they really are. If we make the earth a poor place to live

on because we are careless or greedy or quarrelsome, our grandchildren will not bother to think of

excuses for us. Second, by trying to escape from present interests and imagine life far in the future, we

may arrive at quite fresh ideas that we can use ourselves. For example, if we imagine that in the future

men may give up farming, we can think of trying it now. So set your imagination free when you think

about the future.  

1. The mention of Olaf Stapledon's book in the opening paragraph       .

A. serves as a description of human history

B. serves as an introduction to the discussion

C. shows a disagreement of views

D. shows the popularity of the book             

2. The text discusses men and women 50 000 years ago and 50 000 years from now in order to show

that       .

A. human history is extremely long

B. life has changed a great deal

C. it is useless to plan for the next 50 years

D. it is difficult to tell what will happen in the future

3. Spindles and ballalators are used in the text to refer to         .

A. tools used in farming

B. ideas about modem life

C. unknown things in the future

D. hunting skills in the Stone Age

4. According to the writer of the text, imagining the future will         

A. be good for the interests of the present and future generations

B. enable us to better understand human history

C. help us to improte farming

D. make life worth living